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Do you have a car that sits in the car porch most days? Are you a retiree? Do you work from home? If your answer is 'YES' to any of these questions, MY Smart Car Insurance could help you save on your car insurance. 

MY Smart Car Insurance is a flexible, yet comprehensive car insurance tailored specially for low mileage drivers. It allows you to insure your car at a capped mileage to enjoy lower premiums. Less driving means more saving. It's as simple as that! 

Coverage Highlights

Key Benefits


Comprehensive coverage for less
Save more as your premium is based on the mileage you need. The less you drive, the less you pay.



Flexible coverage with more saving
Need to use your car more? You have the flexibility to top up before you reach your mileage threshold.



Access to Chubb’s full panel of repairers
With over 250 panel repairers nationwide, we have the right one just for you.



Enhanced coverage with add-ons
Enjoy additional coverage options that you can customize to meet your needs and lifestyle.


What It Covers

  • Private cars


[Video] MY Smart Car Insurance

Crafted especially for low mileage drivers, MY Smart Car Insurance allows you to enjoy lower premiums at capped mileage based on your needs. Less driving simply means more saving.

Please refer to the policy contract for the full details of benefits, terms and exclusions that are applicable. The information provided here is a brief summary for quick and easy reference. The exact terms and conditions that apply are stated in the policy contract.

The benefit(s) payable under eligible certificate/policy/product is(are) protected by PIDM up to limits. Please refer to PIDM’s TIPS brochure or contact Chubb Insurance Malaysia Berhad or PIDM (visit

Forms and Documents

Interested in this product?

Need more information or interested in purchasing MY Smart Car Insurance? Contact us to find out more.