It is reasonable to protect something valuable to you, such as your house and its contents. Crafted to provide coverage for home structures, fixtures, fittings and its contents against unexpected loss or damage, Simply Home is a customizable home insurance solution that comes with value-added benefits at no additional cost to ensure that your house and its contents are protected round the clock.
|Complimentary value-added benefits such as cost reimbursement for cleaning, laundry, damage frozen food, etc due to insured incidents *
*vary according to plan selected
|Theft coverage for unoccupied home, up to 120 days|
|Flexibility to choose the coverage limit for home content, as required|
|Flexibility to add on covers to protect your family, liability and personal valuables|
|24/7 home assistance|
For Your Home
Option A: For Building
Cover for loss or damage to your residential building including fixtures, fittings, walls, roofs, etc. under a fixed sum insured as quoted in the package plan
Option B: For Contents
Cover for loss or damage to your home contents such as electrical items, furniture, household appliances, etc. under either a fixed sum insured as quoted in the package plan or a flexible sum insured nominated by you.
For Your Family
Cover your family* against accidental death, permanent disablement and hospital allowance.
For Your Liability
Cover you against personal liability for up to RM250,000.
For Your Valuables
Cover for accidental loss or damage to your valuables such as jewellery and watches (specified or unspecified articles).
*Family shall include you, your spouse, parent and parent-in-law (aged from above 18 years old to below 75 years old) and dependent child(ren) (aged from above 1 year old to below 21 years old), who reside permanently with you in the building and are named in the schedule.
Value-added benefits will be provided according to the option selected in Part I.
|Value-Added Benefits||For Building||For Contents|
|Cleaning and/or laundry cost due to insured perils||X||X|
|Unoccupancy extension up to 120 days||X||X|
|Loss or damage to guest property||X|
|Damage to frozen food||X|
|Contents keep within compound||X|
|Loss or damage to legal documents and money due to insured perils||X|
|Damage to security system due to theft and attempted theft||X|
|Cost of replacement of home lock and/or key(s)||X|