skip to main content
Home and Contents

The leading causes of water damage in Australia

flooded staircase

For most Australian homeowners, it’s not the threat of external flooding from over-flowing rivers and creeks that is the most likely threat to their properties. In fact, it is water related but much closer to home, literally - and the threat is often silent and largely overlooked by homeowners: internal water leak damage.

So, while most homeowners focus on protecting their homes against theft and fire through locking devices, alarm systems and smoke detectors, they are ignoring a far greater underlying threat in their homes – water damage.

Learn about the major causes of water damage and how simple measures can help you avoid costly damage to your home.

An analysis of claims made by Chubb Masterpiece clients from 2013-2018 indicates that the four leading causes of water damage in Australian homes are:


This content is brought to you by Chubb Insurance Australia Limited (“Chubb”) as a convenience to readers and is not intended to constitute advice (professional or otherwise) or recommendations upon which a reader may rely. Any references to insurance cover are general in nature only and may not suit your particular circumstances. Chubb does not take into account your personal objectives, financial situation or needs and any insurance cover referred to is subject to the terms, conditions and exclusions set out in the relevant policy wording. Please obtain and read carefully the relevant insurance policy before deciding to acquire any insurance product. A policy wording can be obtained at, through your broker or by contacting any of the Chubb offices. Chubb makes no warranty or guarantee about the accuracy, completeness, or adequacy of the content. Readers relying on any content do so at their own risk. It is the responsibility of the reader to evaluate the quality and accuracy of the content. Reference in this content (if any) to any specific commercial product, process, or service, and links from this content to other third party websites, do not constitute or imply an endorsement or recommendation by Chubb and shall not be used for advertising or service/product endorsement purposes. ©2024 Chubb Insurance Australia Limited ABN: 23 001 642 020 AFSL: 239687. Chubb®, its logos, and Chubb.Insured.SM are protected trademarks of Chubb.

Contact us
Contact us

Have questions?

Contact a broker today.