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From your home and valuables, to prized collections and jewellery, you have a lot to insure. When you insure your home and contents with Chubb, you will receive a high level of service from an insurer who is specialised in working with successful individuals with high value assets.
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Whether you’re cooking for your family or relaxing by the fireplace, consider these tips to help prevent fires inside and outside your home.
1. Stay in the kitchen when you’re cooking on the stove.
Whether you’re frying, boiling, grilling, broiling, or toasting, kitchen fires can start at a moment’s notice. You’ll want to be there to put it out before it becomes a problem. It is also smart to stay at home and check regularly on food that is roasting or baking inside the stove and use a timer to remind you when to take it out.
2. Test your smoke alarms regularly.
You should have a smoke alarm in every bedroom and on every level of the home, including the basement – preferably interconnected alarms that will all go off if one detects smoke. Test them at least once a month.
3. Properly dispose of fireplace ashes.
Allow them to cool for 12 -24 hours, place them in a metal bucket, and then move the bucket outside until there are no more hot spots. Get your chimney inspected and cleaned before Winter.
4. Keep burnable items one metre away from heating equipment.
Items such as furniture, throw pillows, blankets, and rugs should be kept away from furnaces, fireplaces, wood stoves, and portable space heaters. Turn portable heaters off when you leave the room.
5. Burn candles in sturdy, fire-proof containers.
Make sure they can’t tip over, and extinguish all candles before going to bed or leaving a room.
6. Check your electrical cords.
Keep electric cords out from under rugs, and make sure they’re not frayed or damaged in any way. If they are, replace them immediately.
7. Clean up your yard.
Bushfires can happen any time. Keep your yard free of dried debris, such as brush, weeds, vegetation, dead trees and shrubs, and anything else that might catch fire if a stray spark were to settle on them. Be sure to clear your property with appropriate power equipment and not during the heat of a dry day, as sparks from a lawn mower hitting a rock can start a fire.
Sources:
https://www.nfpa.org/
https://www.usfa.fema.gov/prevention/
http://riskconversation.com/blog/personal/2016/10/13/prevent-wildfires-fall-cleanup/
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