If you received a new piece of jewellery for the holidays, Valentine's Day, or other celebratory event, we’ve got a few tips to help ensure that you enjoy it for years to come.
If you’re not wearing it, you may want to keep your fine jewellery in a bank safe or an in-home safe that has a tool and torch resistant rating of 30 minutes or more (TL-30/TR-30), is too heavy for a burglar to carry or is bolted to the floor or home structure.
If you’re not sure of the value, seek out a professional appraiser who can document the actual value of your piece.
Your homeowner’s insurance may not fully cover expensive jewellery. You may wish to consider purchasing a policy that provides accidental damage cover, as well as automatic coverage for newly acquired jewellery pieces. If you’ve already got a policy with valuable articles coverage, make sure to add your new piece to this schedule.
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