Easy to apply with short term payment and guaranteed return.
Your short-term financial planning can be achieved with ‘Smart Savings 12/4’, which offers guaranteed return and increasing life coverage over the policy contract period. It is easy to apply with no health declaration and medical check-up required. Besides, this product is tax deductible.
% shown above is percentage of initial sum assured.
In case of death during the 1st – 3rd policy year, the company will pay 100%*, 200%*, 300%* of initial sum assured respectively, and pay 400%* from the 4th to 12th policy year.
Remark: % of initial sum assured
* In case that surrender value or total premium paid for basic plan is more than the current sum assured at death, the company will pay death benefit equal to the highest amount to the beneficiary.
Policy applicants should study, read, and comprehend about coverage details and conditions before deciding to purchase. The company's underwriting guideline will be applied. For more information, the insured can find from policy contract.