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  1. Coverage for death, dismemberment, loss of sight, hearing, speech or total permanent disability, due to

    • General accident
    • Murder or assault
    • Motorcycle riding
    • Strike, riot

  2. Coverage for public accident
  3. Coverage for medical expenses
  4. Income compensation while being hospitalized due to accident (per day, up to 30 days per incident and up to 90 days per year)
  5. Funeral expenses or arrangements in the case of death due to injury or illness.

Easy to apply

  • Easy to apply with no medical checkup required, but will need to complete health declaration on the insurance application form (health declaration is one of the factors to be considered for insurance underwriting or to approve payment according to the insurance contract).
  • Insurance plan that offers medical expenses with PA Card providing eligibility to receive treatment in over 300 participating hospitals throughout Thailand. (In case of not using PA Card, treatment can be accepted at any hospital by paying in advance and presenting the documents later for reimbursement).

Summary of exceptions

Actions taken while the insured is under the influence of alcohol or drug, suicide, suicide attempt or self-harm, abortion, dental treatment (except as a result of accident), backache due to slipped/degenerative disc/spine, while car racing, boat racing, horse racing, ski racing, skate racing, boxing, parachuting (except parachuting to rescue life), while taking off, landing or onboarding balloon or glider, bungee jumping, scuba diving, while being involved in argument, while committing crime, in war, riot, strike, revolution, coup, while performing duty as soldier, police or volunteer.