Life Protector Extra 90/1 - Chubb Life in Thailand

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A whole life protection product with single premium payment, annual cash payouts and eligible for tax deduction.

Manage your financial flexibly and live your best life with “Life Protector Extra 90/1”, a long-term life coverage with a one-off premium payment, that provide an annual cash payout, as well as a maturity benefit of 100% of coverage amount.

Without medical examination required, the customer simply need to answer some basic health questions in the application. This product is also eligible for tax deduction.


Highlighted Benefits

  • Single premium payment, with Life coverage until 90 years old.
  • Annual cash payouts, 1.25% of sum assured, paid at the end of the first policy year until insured age 89.
  • Guaranteed 100%* of sum assured paid at maturity, if insured is still alive
  • Insurance premium discount, for the sum assured of 500,000 THB and above.
  • Tax deductible for premium payment, according to conditions announced by Revenue Department(Learn more)
    Remark % of sum assured.


Life Coverage Benefit


Sample of Benefit

For male, 35 years old, Sum Assured THB 500,000

  • Life coverage THB 500,000*
  • Single premium payment paid at THB 285,050 (2)
  • Annual cash payouts at THB 6,250 for 54 times or total amount of THB 337,500, which will be paid at the end of the first policy year until the insured age 89 (1)
  • Maturity benefit paid at the end of policy year, when the insured reach 90 years of age, is THB 500,000 (3)
  • Difference between premium paid and maximum benefit (1+3) - (2) equal THB 552,450

*In case of death before 90 years old, the company will pay the amount of life coverage at THB 500,000 or cash surrender value or paid premium deducted by all cash coupons which have already received from policy benefit, depending on whichever is the highest.

Example of Single Premium Discount

Sum Assured (Baht) Discount (Baht)
500,000 500
1,000,000 2,000


Preliminary Underwriting Guideline

  • Insured age: 20 - 70 years old.
  • Minimum sum assured: THB 200,000.
  • Maximum sum assured: THB 2,000,000 per insured.
  • Cannot attach with any riders, according to underwriting guideline.
  • Answer short health questions but medical examinations not required.

Exclusions of insurance coverage

  1. Non-disclosure or misrepresentation of any facts
  2. Commit suicide within 1 year or intentionally being murdered by the beneficiary

Policy applicants should learn, read, and comprehend on the coverage details and conditions before deciding to purchase. Please find more information from policy contract. In addition, the company underwriting guideline will be applied.

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