Happy Annuity

• Choose premium payment period of 15 years or until age 55

• Receive annual annuity of 16% of the sum assured, starting at age 55 until age 85.

• Guaranteed pension payout for 20 installments, in case of death before receiving all 20 installments**

• Life protection before the annuity period starts at 100% of the sum assured ans increases by 50% every 5 years, up to maximum of 300%*

• Attachable rider: WP Rider (ยบ.1) can be purchased at the end of policy

• Eligible for tax deduction, in accordance with Revenue Department regulations. (Read more)

In case of death before age 55, the company will pay the benefit as indicated below:

For Male, 40 years old

• Starting life coverage THB 300,000 
• During policy year 6-10, life coverage increased to THB 450,000 
• During policy year 11-15, life coverage increase to THB 600,000 
• Total premium THB 843,750 (2) 
  • Annual premium THB 56,250 
  • Premium payment period 15 years 
• Annual pension THB 48,000 to be paid at insured age 55 until age 85, total 31 times maximum with value of THB 1,488,000 (1) 
• Guaranteed pension payout 20 times, in case of death before receiving the pension for 20 times* 
• Diff between total premium paid and pension benefit (1)-(2) THB 644,250 

Remark: Life coverage 
In case of death before age 55, the company will pay the life coverage benefit at that particular moment, starting from THB 300,000 up to THB 600,000. 

• Insured age: 25-50 years old, for premium payment until age 55

• Insured age: 25-40 years old, for 15-year premium payment period  

• Minimum sum assured: 100,000 Baht