High return with manageable premium payment term If you want to buy an insurance saving plan, but you are worried about payment burden of regular premiums. '15 Smart Plan' makes you feel at ease with longer period of payment and smaller amount of annual premium. Still, you can get a good guaranteed benefit with increasing life coverage during the contract period, same as '7 Smart Plan'.
In case of death before the end of contract, specifically within the policy year 1-10, the company will pay 100% of initial sum assured, and increase to 150% for the policy year 11-15 and 175% for the policy year 16-21.
*In case of death before the end of contract, the company will pay the amount of sum assured at that moment starting from THB 600,000 up to THB 1,050,000 or cash surrender value or paid premium deducted by all cash coupons which have already received from policy benefit, depending whichever is the highest.
Example of Premium Discount
|Sum Assured (Baht)||Discount (Baht)|
Policy applicants should study, read, and comprehend about coverage details and conditions before deciding to purchase. Please find more information from policy contract. In addition, company underwriting guideline will be applied.