SME Secure Plus
Protect your business with comprehensive insurance coverage. Affordable insurance plans that keep your business moving forward—protected and uninterrupted. Whether you are continuing a family legacy or just starting out, confidently protect your business with SME Secure Plus, an insurance plan designed for business owners with premiums starting from a few thousand baht per year. Enjoy peace of mind with coverage for fire, theft, electrical short circuits, and even customer accidents on your premises.
Benefits at a glance
Summary of Benefit
SME Secure Plus offers coverage for 3 SME groups as follows:
S Group: Office, clinic, restaurant, café, and bakery shop, pet shop, florist, bookstore, dormitory, guest house, fitness, educational institute, pawnshop, association, beauty salon.
M Group: Retail shop, photo shop, laundry, tailor shop, signboard shop, glass shop, steel bending shop, watch shop, glasses shop, curtain shop, bicycle shop, restaurant, photo frame shop, apartment, mansion, cloth shop.
L Group: Karaoke shop, studio, spa, furniture shop, door shop, lathe shop, motor repair shop, plastic alliances shop, ice making shop.
Coverage
Main Coverage |
Sum Insured (THB) |
1. Fire, lightning, windstorm, vehicle impact, smoke aircraft, water damage, bush fire, earthquake, explosion, riot strike, malicious acts and vandalism, hail. |
500,000 or higher
|
2. Loss or damage caused by burglary to the insured property with forcible entry/exit, including robbery at insured premises. |
not exceeding 50,000 any one occurrence and 500,000 in aggregate |
3. Loss of cash in premises caused by burglary |
not exceeding 50,000 any one occurrence and in aggregate |
4. Third party liability for bodily injury and property damage within the insured premises |
not exceeding 50,000 any one occurrence and 500,000 in aggregate |
Special Extended Coverage |
Limit of Liability (THB) |
5.Loss or damage to plate glass caused by accidental breakage |
not exceeding 50,000 any one occurrence and in aggregate |
6. Electrical injury/self-heating |
not exceeding 30,000 any one occurrence and in aggregate |
7. Repair cost of the entrance caused by burglary |
not exceeding 10,000 any one occurrence and in aggregate |
8. Cost of debris removal from loss under major coverage 1. |
not exceeding 10% of loss any one occurrence |
9. Cost of fire extinguishing |
not exceeding 10% of loss any one occurrence |
Terms and Conditions
- The package applies to superior class (concrete with steel roof beam and tile roof). For upcountry, premise must locate in general common area only.
- The insured’s premises must not be located in a shopping mall or department store or a dangerous zone announced by the Office of Insurance Commission (OIC).
- The company’s total limit of liability must not exceed the sum insured under main coverage 1.
- The Company will inform in advance in the event of survey is required.
General Exclusions
- Wooden or half wooden premises or locate in conflagrative block or slum.
- Valuables such as banknote, bond, gold and gold bullion, documents manuscripts, diagram, paintings, securities, mold or block, stamp duty etc.
- Glassware, porcelain, marble or fragile objects
- All explosive items, all vehicles either road use, waterborne or airway
- War and terrorism exclusion
- Electronic data and internet exclusion
Disclaimers
- *This content does not constitute an insurance policy. Prospective buyers are advised to carefully review all coverage details and conditions before making any insurance purchase decisions.
- *Insurance coverage is underwritten by Chubb Samaggi Insurance Public Company Limited, located at 2/4 Chubb Building, 12th Floor, North Park Project, Vibhavadi Rangsit Road, Thung Song Hong Subdistrict, Lak Si District, Bangkok 10210.
- *All services are subject to the terms and conditions as specified by the company.