skip to main content

Insurance for Your Jewellery Collection

Jewellery can be an integral part of your life, handed down through the generations, received as a gift from a loved one or bought as a reminder of an extraordinary place or period in your life. Whatever it represents, it is an extension of who you are, and an emotional and financial investment worth protecting.

While jewellery can be included as part of your general household insurance policy, it is common for such policies to fall well behind the mark when it comes to providing appropriate coverage in the unfortunate event that any of your prized possessions are stolen, lost or damaged.

Chubb specialises in the insurance of fine jewellery and has designed its Masterpiece Valuable Articles coverage to provide you with peace of mind knowing that your precious jewellery is receiving utmost protection.

What benefits are included?


Worldwide coverage

Covers physical loss or damage no matter where you go or how long you stay.

Pairs, sets and parts coverage

If one piece of a pair or set is lost or damaged beyond repair, you can simply choose to hand in the remaining piece(s) and we will pay the full replacement cost for the entire pair or set.

Loss of market value coverage

If an itemised piece is damaged, we will not only pay to repair it, but also compensate for any loss in market value as a result of the damage.

Expedited claims handling

With every covered loss, it is our goal to pay the claim within 48 hours of agreeing the settlement.

Itemised coverage

When you itemise each of your artwork, we will cover them for the agreed value from the start. In the event of a total covered damage or loss, you will receive 100% of the agreed value, with no excess or depreciation.

Cover for market appreciation

At the time of a total covered loss, if the market value of your item increases and is higher than the agreed value, we will pay up to 125% of the agreed value (subject to maintenance of current valuations and subject to a maximum difference of $100,000 from the amount of the agreed value).

Cash settlement option

Option to receive cash settlement in the event of irreparable damage or loss.

Newly acquired items

Immediate cover for new acquisitions within 90 days notification, up to 25% of the existing itemised amount, subject to a maximum of $100,000.

Related products

Prestige home & contents

If you’re the owner of a fine home and valuable items, you’ll need a superior insurance policy to match. Chubb Masterpiece offers flexible protection with a difference. If you have a covered loss with us, you can choose between having the finest craftsmen available return your home and belongings to their original condition and a cash payment – no depreciation in value applied.

Personal liability insurance

Personal liability insurance from Chubb, invaluable insurance protection against the various liabilities that wealthy families may face.

Valuable articles insurance

You’ve worked hard to deserve the reward. That prized masterwork of art. A horologist’s penultimate timepiece. Or that heirloom-worthy jewel that is proof of your success for generations to come. You will need valuable articles insurance from Chubb to protect the possessions you treasure most.


Engagement rings: 8 factors to consider before buying one

Contact Us
Contact Us

Interested in this Chubb policy?

Have a question or need more information? Contact us to find out how we can help you get covered against potential risks