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Workplace criminal schemes can last for years and cost your organisation dearly. Chubb’s leading crime insurance cover is designed to broadly protect your business against a wide range of exposures, and manage losses in the event of a criminal incident. Whether it’s fraud, destruction of property or cyber crime, our fraudProtector policy has got you covered.

Key Benefits
Policy can be tailored to clients’ needs
Coverage includes acts by unidentified employees Policy can be extended to cover third party theft, forgery, counterfeiting and computer crime making it a comprehensive commercial crime policy
What It Covers
Chubb’s fraudProtector provides cover for direct financial loss suffered due to crime. This includes:

Internal Crime
  • Direct financial loss as a result of fraud or dishonesty by employees stealing money, securities or property 
External Crime
  • Third party computer crime 
  • Third party forgery – Third party counterfeit 
Theft, Physical Loss or Damage
  • Third party permanently depriving you of money, securities or property 
  • Destruction or disappearance of money or securities 

Client Loss
  • Where the insured is responsible for the care, custody and control of clients’ money, securities or property and such has been lost under the main cover 
Fees, Costs and Expenses
  • Auditor fees or investigation costs to identify covered losses 
Legal fees in defence of demands or claims resulting from a covered loss
Fair and reasonable costs to restore the insured’s computers following a covered loss

Please refer to the policy contract for the full details of benefits, terms and exclusions that are applicable. The information provided here is a brief summary for quick and easy reference. The exact terms and conditions that apply are stated in the policy contract.

Have a question or need more information?

Contact us to find out how we can help you get covered against potential risks