Our Permanent Disability cover responds swiftly and effectively to the impact of any accident that affects someone’s long term ability to function as normal.

With the initial shock of the onset of permanent disability, there will be short term expenses to meet and necessary changes to make in everyday life, which may also pose immediate problems for dependents. Thereafter, potentially expensive adjustments will need to be made, such as a mobility designed vehicle, for example.

Permanent Disability insurance is designed to give support at this difficult time by providing a lump sum payment.

Product highlights:

  • Worldwide cover, 24/7
  • Flexible: can be arranged to cover partner and children
  • Simple application
  • No medical questionnaire
  • Specialist claims service
  • Benefits paid in addition to any other policy
  • Low monthly premiums.


Typical cover is a lump sum payable for permanent disability as a result of an accident.

Target Market:

Chubb‘s Permanent Disability cover is available through employers, mutual or affinity organizations and often through brokers.