Just because an event is catastrophic doesn't mean its effects have to be.

Sometimes Mother Nature has a cruel way of reminding us who's in charge. Although we lack control over when and where a natural catastrophe may strike, we do have some control over its effects. If your property has already sustained damage from a storm, flood, bushfire or other natural disaster, report your claim immediately. Otherwise, this section can help you create a plan to protect your family, home or business before any damage is done.