Retirement Extra 15 - Chubb Life

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Providing you the happiness in the golden age of retirement

Retirement Extra 15, a life time coverage with 15-year premium payment, provides annual cash coupons from the end of the 1st policy year until age 89, with this cash benefit increasing over time.  The insured will also receive a 100% of sum assured for lump sum cash coupon at the end of 21st policy anniversary and another 100% for the maturity benefit at the end of the policy year as they turn 90.

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Highlighted Benefits

  • Pay premium only 15 years with life coverage until 90 years old of age
  • Receive annual cash coupon from the end of the first policy year and continually receive every year until 89 years old
    • Receive 2% of annual cash coupon starting from the end of the first policy year until the age of 59
    • Receive 100% of lump sum cash coupon at the end of the 21st policy year
    • Receive 5% of annual cash coupon at the end of the policy year when the insured reaches 60 years old, with 0.25% increased every year starting from the end of the policy year at the age of 61 – 89 years old
  • Receive 100% of maturity benefit at the end of the policy year when the insured age 90 years
  • Get at least 2% of annual interest rate if save the cash coupons with the company
  • Receive 200% of sum assured for life coverage, or cash surrender value, or the total premium paid amount for the main policy deducted by the paid cash coupons, depending on which one is the highest 
  • Attachable with other riders for more protection 
  • Eligible for personal income tax deduction benefit according to Revenue Department’s conditions (Learn more)

The % shown above is the percentage of sum assured

Policy benefit diagram

Remark: % shown above is percentage of sum assured
* or surrender value or total basic premium paid less cash coupon received, whichever is higher.
** depending on the age of insured on effective date.

Preliminary Underwriting Guideline

  • Insured aged: 31 days – 45 years old
  • Minimum sum assured: THB 100,000

Exclusions of insurance coverage

  1. Non-disclosure or misrepresentation of any fact
  2. Commit suicide within 1 year or intentionally 

For more information, please study the details of exclusions in the insurance policy.

Policy applicants should read and understand about coverage details and conditions before deciding to purchase. Company underwriting guideline will be applied. Coverage details and conditions are as stated in policy contract.

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