Providing you the happiness in the golden age of retirement
Retirement Extra 15, a life time coverage with 15-year premium payment, provides annual cash coupons from the end of the 1st policy year until age 89, with this cash benefit increasing over time. The insured will also receive a 100% of sum assured for lump sum cash coupon at the end of 21st policy anniversary and another 100% for the maturity benefit at the end of the policy year as they turn 90.
Pay premium only 15 years with life coverage until 90 years old of age
Receive annual cash coupon from the end of the first policy year and continually receive every year until 89 years old
Receive 2% of annual cash coupon starting from the end of the first policy year until the age of 59
Receive 100% of lump sum cash coupon at the end of the 21st policy year
Receive 5% of annual cash coupon at the end of the policy year when the insured reaches 60 years old, with 0.25% increased every year starting from the end of the policy year at the age of 61 – 89 years old
Receive 100% of maturity benefit at the end of the policy year when the insured age 90 years
Get at least 2% of annual interest rate if save the cash coupons with the company
Receive 200% of sum assured for life coverage, or cash surrender value, or the total premium paid amount for the main policy deducted by the paid cash coupons, depending on which one is the highest
Attachable with other riders for more protection
Eligible for personal income tax deduction benefit according to Revenue Department’s conditions (Learn more)
The % shown above is the percentage of sum assured
Policy benefit diagram
Remark: % shown above is percentage of sum assured * or surrender value or total basic premium paid less cash coupon received, whichever is higher. ** depending on the age of insured on effective date.
Preliminary Underwriting Guideline
Insured aged: 31 days – 45 years old
Minimum sum assured: THB 100,000
Exclusions of insurance coverage
Non-disclosure or misrepresentation of any fact
Commit suicide within 1 year or intentionally
For more information, please study the details of exclusions in the insurance policy.
Policy applicants should read and understand about coverage details and conditions before deciding to purchase. Company underwriting guideline will be applied. Coverage details and conditions are as stated in policy contract.
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