1. Issued age: 51 to 65 years old
2. Minimum sum assured: 70,000 Baht
3. Attachable riders: Unable to attach to other riders.

1. Non-disclosure or misrepresentation of any facts.
2. Commit suicide within 1 year or intentionally being murdered by the beneficiary.

1. Intentionally being murdered or assaulted 
2. War (whether declared or not), invasion or act of foreign enemies, civil war, revolution, rebellion, public uprising to the extent of revolting against the government, riot, strike, terrorist act 
3. Actions of the insured while under the influence of alcohol, drugs, or narcotics to the point of being unable to control one's mind. The term "under the influence of alcohol" in the case of a blood test means a blood alcohol level of 150 milligrams percent or more. 
4. Suicide or self-harm or attempted to do so, whether the insured is conscious or insane 
5. While the insured is participating in a fight or inciting a fight