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Not all insurance products are equal. When it comes to protecting the things that matter most, the last thing you need to hear – should your valuables be lost, stolen or damaged – is that they’re not insured for their true value. We know how important it is to protect all the special possessions you have collected or inherited.

Whether fine art, jewellery, antiques, wine, coins or nearly any collectible, we understand your treasures reflect your own personal journey. And we know how important it is to protect all the special possessions you have collected or inherited.

Coverage Highlights

What it Covers

  • Fine art/antiques

  • Jewellery

  • Wine collections

  • Rare books

  • Manuscripts

  • Silverware

  • Furs

  • China and crystal

  • Musical instruments

  • Stamps and coins

  • Cameras

  • Sports Gear/Equipment

  • Bicycles


Benefits

While typical homeowner’s policies are designed to protect your home and what’s inside, there is usually limited coverage for valuable possessions that may get lost, stolen, or damaged. With Masterpiece® Valuable Articles Coverage, you can protect what you treasure anywhere in the world - all with no deductible:

  • This allows you to list items in your collection separately from your contents cover. This way each item you list will be insured for an amount determined by you.
  • Blanket CoverIf you don’t want itemised cover, we can tailor a programme that covers every item under one blanket limit with a specified limit per item. So if you have a loss, your valuable item/s will be replaced or repaired up to the insured limit.
  • Loss in Market Value CoverIf a valuable with itemised cover is damaged and suffers a loss in market value as a result, Chubb will pay for the reduction in market value up to the insured amount.
  • Pairs and Sets CoverOften valuable items form a part of a pair or set. With Masterpiece, if one piece of an itemised pair or set is lost or damaged, we’ll cover the replacement cost of the entire set. All we need is the remaining piece(s).
  • Optional Cash SettlementIn the unfortunate event a valuable item is irreparably damaged or lost, you can choose to take cash rather than replacing if it suits you better.
  • Worldwide CoverWith Masterpiece your valuables are automatically covered wherever you take them in the world.

Enhancements to the Masterpiece Policy

Key Highlights: Increased Special Limits for Contents for Legal Tender, Jewellery, Precious Metals, Collectible Stamps, Wine and Fine Art.

Forms and Documents

Protect your high valued home and assets

It will be too late when you realise that you are not adequately insured. Contact us to find out how we can help you protect your valuable possession.