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Accidents happen whenever and wherever you least expect them. That's why a comprehensive personal accident insurance that provides cover when you are abroad is so important. Smart Life Builder™ offers just that and it’s affordable too. With coverage of up to S$300,000 for accident-related permanent disabilities plus other benefits, Chubb ensures that you’re in safe hands, financially.

Coverage Highlights


  • Legacy Fund of up to S$150,000 in the event of Accidental Death/Death due to Covered Disease
  • Lifestyle Adaptation Fund of up to S$300,000 in the event of permanent disability due to an accident
  • Hospitalisation fund of up to S$300 per day
  • Household bills waiver of up to S$500
  • Up to S$200 reimbursement in the event of theft of wallet and handbag
  • Up to S$1,000 reimbursement for the replacement of money and important documents in the event of theft of wallet and handbag
  • 24-hour Worldwide coverage

Case Study

A Smart Life Builder policyholder met with a road traffic accident on his way to work. The unfortunate accident resulted in the permanent loss of vision, 28 days of confinement in hospital as well as hefty medical expenses. He received a total benefit payout of S$310,900 from this policy. If he had not had a comprehensive personal accident plan in place, the impact of this financial burden would be further pronounced. 

Benefits Payable

Lifestyle Adaptation Fund

(In the event of Permanent Total Disablement)

Hospitalisation Fund S$8,400 (S$300 * 28 days of hospital confinement)
Recuperation Fund S$500 (As a result of confinement in a hospital for at least 7 consecutive days)
Household Bills Waiver S$500 (Maximum payout under Deluxe plan)
Accidental Medical Expenses Reimbursement S$1,500 (Maximum payout under Deluxe plan)
Total Benefit Payout from this Policy S$310,900

Have a question or need more information?

Contact us to find out how we can help you get covered against potential risks