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Insurance for Your Wine Collection


Like a work of art or a piece of fine jewellery, a fine bottle of wine can also be a treasure, with special memories and unique stories.

Whether you own a couple bottles of rare wine or an entire collection of fine wine, insurance for your collectibles can provide you with peace of mind, knowing that you’ll be able to replace them in the unfortunate event that any of your prized possessions are lost, stolen or damaged.

Tailored Protection with Superior Service
Tailored Protection with Superior Service


Chubb’s flagship prestige home and valuables offering for families and individuals with significant assets to insure and who appreciate a premium level of cover and service.

Key Coverage Highlights

Wine Collection

With Masterpiece®, you’re automatically covered for new purchases of wine worldwide. You’re also protected against a broad range of losses including breakage and spoilage due to mechanical breakdown, as well as receive access to qualified experts who can share tips on how to protect your wine at home or offsite, and refer you to the wine specialists you need.

  • Individualised coverage

We offer flexible, worldwide coverage options to meet your unique needs and cover most wine losses with no deductible.


  • Automatic coverage for new items

If you already have itemised wine on your policy, your newly acquired items are covered for up to 90 days (25% of the itemised coverage).


  • Agreed value feature

We’ll work with you upfront to determine the value of your wine collection. Then, for covered total losses, we’ll make sure you get 100% of the agreed value as a cash settlement.

  • Blanket or Scheduled Items

Protect an entire collection of wine with blanket coverage, itemise your individual bottles, or do both. It’s up to you.


  • Coverage for Mechanical Breakdown

We’ll provide coverage for wine that have been damaged due to loss of utility service or mechanical breakdown of climate control equipment.


5 Tips for Protecting Your Wine

Wine is finicky and needs a certain amount of care to age well. Follow these quick tips to help you protect your fine wines.

Risk Factors To Your Wine Collection At Home

A simple guide to look out for factors that could put your wine collection at risk.

5 Factors That Make Wine Valuable

It’s important to understand what factors determine the value of a bottle of wine and its potential as an investment. We’ve outlined the top 5 factors to look for.

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Contact us

Protect your home and valuables

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