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Insurance for Your Art Collection


We know your pieces are one-of-a-kind. Not all collectors take the same care in selecting the right art collection insurance for their carefully curated pieces. Many collectors of fine art insure their fine art under a basic home & contents policy without realising that such policies rarely cover the full value of the artworks. If a loss occurs, they may find that they receive less for the damaged item than what it is worth, and that there is little scope for flexibility when dealing with a claim.

Tailored Protection with Superior Service
Tailored Protection with Superior Service


Chubb’s flagship prestige home and valuables offering for families and individuals with significant assets to insure and who appreciate a premium level of cover and service.

Key Coverage Highlights

Fine Art Collection

From paintings to contemporary art, protect your treasures with some of the broadest art protection cover available. With a wide network of specialists with the knowledge and expertise to respond to your needs, you can be assured that your fine art is with an insurer that can deliver on its promise. We don’t compromise – and we won’t ask you to, either. Let us help protect the special things you’ve acquired over the years.

  • When you itemise each of your artwork, we will cover them for the agreed value from the start. In the event of a total covered damage or loss, you will receive 100% of the agreed value, with no excess or depreciation.
  • At the time of a total covered loss, if the market value of your fine art increases and is higher than the agreed value, we will pay up to 125% of the agreed value (subject to maintenance of current valuations and subject to a maximum difference of S$100,000 from the amount of the agreed value).
  • Option to receive cash settlement in the event of irreparable damage or loss to your art pieces.
  • Immediate cover for newly purchased art piece within 90 days notification, up to 25% of the total itemised coverage.
  • If you choose to have your damaged piece repaired, we allow you to choose your preferred restorer.
  • If one piece of a pair or set is lost or damaged beyond repair, you can simply choose to hand in the remaining piece(s) and we will pay the full replacement cost for the entire pair or set.
  • If an itemised piece is damaged, we will not only pay to repair it, but also compensate for any loss in market value as a result of the damage.
  • With every covered loss, it is our goal to pay the claim within 48 hours of agreeing the settlement.
Who is Chubb’s art collection cover designed for?
Who is Chubb’s art collection cover designed for?

Our specialised fine arts coverage is perfect for individuals who appreciate art, collect valuable pieces, and wish to cover these priceless assets within their homes. This insurance is intricately woven into our Masterpiece policy.

Homeowners With Art Collections

Preserve the value of your personal art collection with comprehensive coverage in the comfort of your home.

Art Enthusiasts

Cover your individual pieces and small collections for unforeseen risks.


Chubb can provide coverage for your personal artwork, whether you're an artist, collector, or enthusiast as part of our Masterpiece policy. Our fine arts cover is tailored to meet your unique needs.

Claims Example
Claims Example
Frequently Asked Questions
Frequently Asked Questions

Chubb covers a wide range of art, including paintings, sculptures, drawings, photographs, ceramics, textiles, and more. Contact your insurance agent or broker to discuss your specific art collection.

Coverage for your artwork is included in the Masterpiece policy, but the cost and amount of coverage is dependent on various factors including the value of the artwork, its condition, location, and specific coverage needs.

Chubb’s Masterpiece policy contains valuable articles cover - this section of the policy is specifically tailored to cover your specified valuables, including fine arts.  Not all home and contents insurance policies contain valuable articles coverage. Contact your insurance agent or broker to find out more.  

Chubb's Masterpiece policy can provide coverage for the loss of value or appreciation of damaged or stolen artwork, subject to policy terms and conditions.

To ensure accurate coverage and claims settlement, we require an appraisal for high value artworks or collections to establish their current market value. 


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