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Middle Market Risk Radar 2026
Growth creates opportunity. It also creates new risks.
Middle market businesses in UK and Ireland are pursuing ambitious growth plans. They're investing in AI, launching new products and services, expanding into new markets and growing their workforces. But as businesses evolve, so do the risks they face.
Chubb’s 2026 Middle Market Risk Radar explores how business leaders are balancing growth ambitions with an increasingly complex risk landscape and provides valuable insight into the challenges, concerns and preparedness levels shaping today's middle market.
The 2026 Middle Market Risk Radar reveals:
- Almost all businesses plan to add new products or services over the next 12 months
- Cybersecurity is the number one business concern, ahead of economic uncertainty, talent acquisition and retention and operational risk.
- Nine in ten businesses have experienced at least one disruptive event in the past three years, spanning business disruption, cyber incidents and climate-related impacts.
- AI adoption is accelerating, but businesses remain concerned about the risks it creates.
- Climate-related risks are affecting businesses in ways that extend far beyond physical damage.
- International growth presents new opportunities but also exposes potential gaps in resilience and protection.
Read the Middle Market Risk Radar here.
Discover what these findings mean for growing businesses and the actions organisations are taking to prepare for what's next.
What is the Middle Market Risk Radar?
Chubb's research study examines the priorities, risks and resilience strategies of middle market businesses across the UK and Ireland.
From cyber threats and AI-related risks to climate impacts and international expansion, the report highlights where business leaders are focusing their attention and where opportunities exist to strengthen resilience.
Insights and expertise
2026 EMEA Cyber Claims Report: Cyber risk, trends and resources
Managing the velocity of risk: Artificial intelligence, Litigation and Resilience
Don’t play cyber risk dominos with your business
All content in this material is for general information purposes only. It does not constitute personal advice or a recommendation to any individual or business of any product or service. Please refer to the policy documentation issued for full terms and conditions of coverage.
Chubb European Group SE trading as Chubb, Chubb Bermuda International and Combined Insurance, is authorised by the Autorité de contrôle prudentiel et de résolution (ACPR) in France and is regulated by the Central Bank of Ireland for conduct of business rules.
Registered in Ireland No. 904967 at 5 George's Dock, Dublin 1.
Chubb European Group SE is an undertaking governed by the provisions of the French insurance code with registration number 450 327 374 RCS Nanterre and the following registered office: La Tour Carpe Diem, 31 Place des Corolles, Esplanade Nord, 92400 Courbevoie, France. Chubb European Group SE has fully paid share capital of €896,176,662.