Life Sciences


We support you with life sciences insurance and risk management services.

Life science companies need time to focus on innovation and product development. So we support your business with specialised life science insurance expertise to manage your challenges, from supply chain disruptions to ever-changing liability risks – giving you space to concentrate on your operations. 


Offering you protection and knowledge across the life sciences spectrum

Businesses and activities we insure:

  • Pharmaceutical and biotechnology companies
  • Medical device companies
  • Research and development operations
  • Contract research, manufacturing or other service organisations
  • Dietary supplement companies
  • Analytical and research laboratories
  • Health tech companies
  • Service operations
  • Clinical trials

We protect Ireland and global clients against:

  • Building and contents damage
  • Business interruption
  • Research and development operations
  • Employers liability
  • Environmental liability
  • Multinational exposures
  • Products and service liability
  • Cyber risks including cyber crime
  • Professional liability

Find the right life science insurance for your business

Clinical Trials Insurance

Our clinical trial cover supports companies conducting trials programmes around the world, so they benefit from the resources of our global network of affiliates and partners. 






Chubb’s state of the art, interactive clinical trial insurance and certificate management system, WORLDcert, has been designed to make securing coverage more user-friendly and efficient. WORLDcert provides details of clinical trial insurance requirements worldwide, and relays important insurance information, enables issuance of clinical trial insurance quotes and certificates… in most cases, instantly. WORLDcert, gives unprecedented control over the certificate and insurance management process.

Why Chubb?
Why Chubb?

We understand the life sciences industry – and care about your business

Whether your business is big or small, takes you around the world or just around town, Chubb is there for you. Our breadth of experience in life science insurance means we can provide the guidance and service you need, whenever you need it, wherever you may be.

Partnership that’s personal 

We work to understand your business and where you’re heading so we can be proactive about meeting your needs. We invest in getting to know you, your team and your customers. The goal: to help you see ahead, be ahead and stay ahead.

Creative problem-solving

Insurance isn’t one-size-fits-all – and neither is our approach. Our playbook is always evolving because we’re always helping clients avoid risk in smarter ways. That means we bring the latest thinking and a fresh perspective to solving your challenges.

Unmatched expertise and financial strength

We’ve served clients and partnered with leading organisations for more than 200 years. Our longevity, expertise and financial strength are the bedrock of our business. 




These are companies that develop products to prevent, diagnose, treat or cure disease in humans or animals, and the service organisations that facilitate this activity. The products are defined as medical devices and pharmaceuticals, and also laboratory equipment that’s used in the development of Life Science products.

If they’re manufactured under GMP, nutraceuticals are included in our appetite – ie products taken by mouth that contain a ‘dietary ingredient’ intended to supplement the diet, herbals and botanicals, vitamins and medical food. However, we don’t actively pursue animal health products designed to increase production or weight (including dietary supplements).  

This is protection for interruption to money spent on creative work undertaken on a systematic basis – to increase the stock of knowledge and use this knowledge to devise new applications – following material damage to property insured. Our policy can provide cover for money spent on the research and development of new products and projects, as well as R&D income and costs that a business is committed to pay.

Contractually the insured may be liable for the financial injury to third parties due to a defect, error or omission in their product or service; this is provided under our professional indemnity section. There is clarity of cover under our policy, as products liability covers bodily injury and property damage for both products and services, and professional indemnity covers financial injury to the insured’s clients – again, arising out of services as well as products.

Products liability is for approved products; clinical trials insurance provides not only legal liability but also no-fault compensation to all participants involved in clinical trials, to ensure they’re protected in line with local regulations. Often there’s a legal requirement to cover trials locally in the countries where they’re being conducted, and we can provide cover in many territories to ensure research subjects are adequately protected and compensated.


Commissioning a new life sciences facility: 7 aspects to consider

Have a question?
Have a question?

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