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This supplementary product (rider) for individuals provides a waiver of premium in the event of the insured person’s death, declared having total and permanent disablement, or having first diagnosis of one of 36 covered dread diseases, whichever occurs first. This rider can be added to the basic policy of traditional and regular premium unit-linked product. The insured of this rider is the spouse of the policyholder, wherein the spouse of the policyholder is not the same person as the insured of the basic policy.

Coverage Highlights

Features and Benefits

  • This rider is applicable for the insured from 18 years old to 60 years old
  • Coverage period provided until the insured turns 65 years old
  • Waives payments for all future premiums (Target Premium and Regular Top-up Premium, if applicable) in any of the following events:

- Death of the insured;

- The insured is declared totally and permanently disabled during the insurance coverage period and the condition is sustained for at least 180 days; or,

- The insured is diagnosed for the first time with one of 36 covered dread diseases in the policy (specifically for dread disease risk, there shall apply a waiting period of 90 days from the policy issue date) 

Information presented is not intended to be binding. Please always refer to terms and conditions in the policy.

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