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This supplementary product (rider) for individuals with waiver of premium in the event of total permanent disability or having first diagnosis of one of 36 covered dread diseases in the policy, whichever comes first. This rider can be added to the basic policy of traditional and regular premium unit-linked product. The policyholder and the insured are the same.

Coverage Highlights

Features and Benefits

  • This rider is applicable for the insured from 18 years old to 60 years old
  • Coverage period can be provided until the policyholder turns 65 years old
  • Waives payment for all future premiums (Target Premium and Scheduled Top-up Premium, if applicable) in the following events:

- The insured is declared totally and permanently disabled during the insurance coverage period and the condition is sustained for at least 180 days; or

- The insured is diagnosed for the first time to have one of 36 covered dread diseases in the policy (specifically for dread disease risk, there is a waiting period of 90 days from the policy issue date).

Information presented is not intended to be binding. Please always refer to terms and conditions in the policy.

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