This supplementary product (rider) for individuals provides the insured who is the policyholder with waiver of premium in the event of death, total permanent disability, or having first diagnosis of one of 36 covered dread diseases in the policy, whichever occurs first. This rider can be added to the basic policy of traditional and regular premium unit-linked product. This rider can be provided if the policyholder and the insured are not the same person.
- Death of the insured; or
- The insured is declared totally and permanently disabled during the insurance coverage period and the condition is sustained for at least 180 days; or,
- The insured is diagnosed for the first time to have one of 36 covered dread diseases in the policy (specifically for dread disease risk, there is waiting period of 90 days from the policy issue date)
Information presented is not intended to be binding. Please always refer to terms and conditions in the policy.