This supplementary product (rider) for individuals provides financial protection against 36 dread diseases. This rider can be added to the basic policy of regular premium unit-linked product. The insured of this rider is the same person as the insured of the basic policy.
Features and Benefits
This rider is applicable for the insured from 6 years old to 60 years old
Coverage period will be provided until the insured turns 75 years old
The sum insured shall be 100% indemnified at first diagnosis of one of 50 covered dread diseases in the policy. Payment of the rider benefit does not reduce the death benefit of the existing basic policy and invalidate the life cover.
There is a waiting period of 90 days from the policy issue date. Any claim for dread disease that arises during the waiting period will not be paid.
There is a survival period of 30 days after that the dread disease was first diagnosed. If the insured dies during the survival period, the dread disease claim will not be processed and will be regarded as death claim.
Information presented is not intended to be binding. Please always refer to terms and conditions in the policy.