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We believe that the business you build from zero is a precious possession. Imagine if fire, flood, earthquake, burglary, or any other hazard risks occur. Are you certain that the disruption will not affect your business?


Small and medium enterprises can be more vulnerable against fluctuating economic conditions and other business disruptions. As one of your sources of income, it is vital for you to choose a tailored protection that answers the specific needs of your business.


Chubb has launched SME Protect Plus, a protection for commercial property assets. SME Protect Plus responds to the needs of customers who demand broader insurance protection, higher coverage limit, and a more complete package solution.


SME Protect Plus provides insurance protection for buildings based on its occupation, along with the contents of the building against the risks that are covered in the policy, enhanced with various options for additional coverages.

SME Protect Plus Occupation

  • Office/Apartment/Condo
  • Hotel, motel, 3-star inns
  • Swimming pool, sports stadium, fitness center, hospital, golf club
  • Sanatorium, hospital, Doctor consultation room, nursing home
  • Worship place
  • School, university, course
  • Clinic
  • Post/telecommunication office, telephone shop
  • Pharmacy or Drug Store
  • Department store, supermarket and shopping center
  • Grocery store, chain store
  • Store
  • Restaurant
  • Stall, diner, food stall
  • Beauty salon / Hair dresser / Barber shop
  • Auto workshop, motor vehicle pool

SME Protect Plus Standard Coverage

  • Fire
  • Lightning
  • Explosion
  • Aircraft Impact
  • Smoke
  • Riot, Strike, Lockout, Malicious Damage, Civil Commotion and Looting that occurred during a Riot or Civil Commotion
  • Flood, Typhon and/or Storm, Water Damage including costs required for cleaning the covered object or removing debris from the building as a result of the additional coverage
  • Theft, burglary including attempted theft or burglary
  • Hit by a vehicle
  • Landslide, land subsidence or landslip
  • Earthquakes, Volcanic Eruptions, Fires and Explosions following an Earthquake and or Volcanic Eruption and Tsunami
  • Inadvertent accident caused by risks that are not excluded from the policy

SME Protect Plus Additional Coverage

  • Terrorism & Sabotage
  • Legal Liability
  • Continuity Benefit
  • Accidental Death Benefit & Permanent Disablement
  • Short-circuiting Benefit
  • Money Insurance
  • Machinery Breakdown
  • Fidelity Guarantee
  • Moveable Property All Risk
  • Cyber Insurance

Interested in this Chubb policy?

Have a question or need more information? Contact us to find out how we can help you get covered against potential risks