Group Hospitalisation and Surgery Inner Limits Insurance relieves companies of variable medical costs. In the event an employee is hospitalised or undergoes a surgery, this policy will help to reduce the cost of treatment through the reimbursement of medical expenses.
Coverage Highlights
Benefits for Company
- By allowing Chubb to take care of variable medical costs incurred by employees, you will enjoy better control over company cashflow
- As an increase in employee productivity translates to better profits, motivate your employees by giving them a sense of assurance that they are well looked after
- By offering good employee incentives, your company will be able to stay competitive in recruiting new talent
Benefits for Employees
- Employees will be able to work in peace knowing that the company will provide financial assistance in the event of an illness or accident
- By receiving welfare benefits from the company, employees will become highly motivated and productive at their job
- A motivated employee will perform better at work, resulting in greater potential for pay raise and career advancement
Insurance Benefits
In the event an employee is disabled and requires hospitalisation or operation due to an illness or accident recognised in this policy, Chubb will provide a reimbursement of the medical cost. This payout has to be within the annual insurance benefit limit as stated by Chubb.
The list of healthcare costs that may be reimbursed through this policy include:
- Hospital Room
- Intensive Care Unit
- Various Hospitalisation Costs
- Surgery
- Inpatient General Practitioner Visits
- Inpatient Specialist Visits
- Day Surgery
- Medical Consultation Prior to Hospitalisation / Specialist Consultation Prior to Surgery
- Diagnostic and Laboratory Tests Prior to Hospitalisation
- Post Hospitalisation Care
- Emergency Outpatient Care Due to Accident
- Emergency Outpatient Dental Care Due to Accident
- Ambulances
- Additional Dialysis Benefits
- Additional Cancer Benefits
The material presented is a product summary. Please refer to the Terms and Conditions of this policy for further information.
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