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We offer a broad range of protection for environmental risks, for a client’s own premises or for activities undertaken at third party locations.

The table below identifies the potential gaps in your clients’ current insurance programmes. It is a broad indicator and you should refer to specific policy wordings to verify this on an individual basis.

Cover is offered on an annual or multi-year basis under four different policy types

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The core policy covers the following

  1. Premises Pollution Liability
  2. Contractors Pollution Liability


Extensions are available for each policy type and include

  • Cover for sudden, accidental and gradual pollution
  • Remediation costs imposed by regulators
  • Third-party legal liability, including bodily injury, property damage
  • Liability arising under the EU Environmental Liability Directive and any associated member state law
  • All environmental damage, not just resulting from pollution
  • Loss mitigation costs — emergency expenses incurred in responding to an incident
  • Legal defence costs
  • Losses arising from transportation of products or waste 
  • First-party business interruption expenses
  • Crisis management costs to minimise reputational damage
  • Losses arising from a defective product

Your contact

Environmental Manager
T +41 79 250 41 99
E Marijana Czembor-Maric