We offer a broad range of protection for environmental risks, for a client’s own premises or for activities undertaken at third party locations.

The table below identifies the potential gaps in your clients’ current insurance programmes. It is a broad indicator and you should refer to specific policy wordings to verify this on an individual basis.


Cover is offered on an annual or multi-year basis under four different policy types

a screenshot of a cell phone

The core policy covers the following
  1. Premises Pollution Liability
  2. Contractors Pollution Liability


Extensions are available for each policy type and include
  • Cover for sudden, accidental and gradual pollution
  • Remediation costs imposed by regulators
  • Third-party legal liability, including bodily injury, property damage
  • Liability arising under the EU Environmental Liability Directive and any associated member state law
  • All environmental damage, not just resulting from pollution
  • Loss mitigation costs — emergency expenses incurred in responding to an incident
  • Legal defence costs


  • Losses arising from transportation of products or waste 
  • First-party business interruption expenses
  • Crisis management costs to minimise reputational damage
  • Losses arising from a defective product


Your contact

Underwriter Environmental Risks & Casualty
T +41 43 456 76 31
E Marijana Maric