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Power outages can happen any time of year – and can be caused by excessive wind, cold, fire, or even an auto accident – which can put you and your family in the dark for hours or even days. By having a plan in place ahead of time, you can minimize the stress and inconvenience of a power outage and help keep your family and household safe from harm. Here are a few tips to get you started:


  • Create an emergency kit. Your kit should include emergency supplies such as batteries, flashlights, back-up chargers for mobile devices, medicine, and first aid supplies. The kit should also include bottled water, and canned/dried food.
  • Create an emergency kit. Your kit should include emergency supplies such as batteries, flashlights, back-up chargers for mobile devices, medicine, and first aid supplies. The kit should also include bottled water, and canned/dried food.


  • Be aware of carbon monoxide dangers. Avoid using items that emit carbon monoxide in the home. For example, never operate a generator inside your home or attached garage and never use an outdoor grill inside. Make sure you have a carbon monoxide detector installed on each floor of your home, as it will pick up gas leaks from a furnace or gas appliances.

  • Use flashlights, not candles. Stock up on batteries for flashlights and use those instead of candles, which can get knocked down easily, especially by kids or pets. Never leave a burning candle unattended.

  • Look for downed power lines. Avoid standing water outside, especially if it is near downed branches or power lines. Let authorized work crews safely clear your area.

  • Keep freezers and refrigerators closed. Food can last up to 4-6 hours in a closed refrigerator and up to 2-3 days in a closed freezer.

  • Keep pipes warm. If you live in an area prone to frigid temperatures, be sure to insulate basement, garage, and exterior plumbing pipes, wrapping them in blankets, towels, or foam and keep a small stream of water running during extreme cold weather to reduce the risk of freezing. You can also turn off the main water valve in your home, open all faucets and let them run until the pipes are empty.

  • Install a back-up generator. To keep your home warm when the power goes out, install a generator that is large enough to power your furnace or heating supply and to operate at least a few of your major appliances.
  • Use your hot water sparingly. Your hot water tank can only hold so much. Shower and flush sparingly to keep everything running longer.

  • Preserve your phone’s battery. Only use your phone when you really need to. Turn off any apps you’re not using and minimize any that run in the background.

  • Learn how to manually operate your garage door. If you have a garage door, learn how to operate it manually before the need arises.

  • Unplug. As soon as the power goes out, walk around and unplug any big power users, such as TVs, computers, and appliances, and turn-off smaller ones like lamps.

Special tips for collectors
Here are three more tips to help you keep your collections safe during a power outage:

  1. Keep a printed list of collections conservators, art storage facilities, art handlers and other vendors you can use in emergencies.

  2. If you don’t have a back-up generator, consider a portable generator to help run the home systems and maintain moderate temperatures for art and/or wine collections.

  3. Always use surge protectors on any artwork that requires electricity. If the power goes out, make sure the work is unplugged and remains so until the power has been completely restored.

Chubb is the marketing name used to refer to subsidiaries of Chubb Limited providing insurance and related services. For a list of these subsidiaries, please visit our website at Insurance provided by Chubb Insurance Company of Canada or Chubb Life Insurance Company of Canada (collectively, “Chubb Canada”). All products may not be available in all provinces or territories. This document is advisory in nature and is offered as a resource to be used together with your professional insurance advisors in maintaining a loss prevention program. No liabilities or warranties are assumed or provided by the information contained in this document. Chubb Canada, Suite 2500, 199 Bay Street, Toronto ON M5L 1E2.