Could you recall every valuable item you have, if your home was damaged or destroyed? Most of us couldn’t. That’s why a complete home inventory is so important, not only to you, but to your insurance company as well.
Here’s why it’s worth going to the trouble of documenting every valuable item in your home:
To put together a home inventory yourself, follow these simple steps:
Use a camera or your phone to take pictures.
Photograph one room at a time.
Take multiple shots from different angles, documenting the contents and how they are set up. Four to six images per room should be sufficient.
Photograph any high-value items, collectibles, or extremely unique pieces individually.
Remember to look in drawers, closets, attics, or basements for valuables – and don’t forget handbags.
Consider these tips when taking pictures of special items:
Organize your list.
Keep your inventory in a safe place.
Store your home inventory in more than one location outside your home, such as an electronic back-up, office, or with a family member.
For referrals to professionals who can assist with a home inventory, contact your independent broker.