Valuables Articles Insurance

We understand that your treasures reflect your personal journey. That’s why we look for ways to help you cover your artwork, jewellery, wine and spirits, antiques, and more.

While typical homeowner’s policies are designed to cover your home and what’s inside, there is sometimes limited coverage for valuable possessions – such as jewellery, fine art and antiques – that may get lost, stolen, or damaged. With a Chubb home and contents policy, you can cover the special possessions that matter to you.

Chubb Valuable Articles Insurance Highlights

Individualised coverage

We offer flexible, worldwide coverage options to meet your unique needs and cover most causes of loss with no deductible. Cover an entire collection with blanket coverage, itemise your individual pieces, or do both. It’s up to you.

Optional Cash Settlement*

In the unfortunate event a valuable item is irreparably damaged or lost, you can choose to take cash up to the sum insured rather than replacing if it suits you better.

Automatic Coverage for New Items*

If you already have coverage for certain categories of valuable articles, newly acquired items are covered for up to 90 days for 25% of the itemised coverage (up to $100,000 for nominated categories).

Paying market value*

In certain cases, we’ll pay more than the amount itemised on your policy to account for increases in market value.

*These benefits are not included in all Chubb policies. Speak to your insurance broker to find out which product is right for you.

Chubb Valuable Articles Insurance Exclusions

Some of the primary exclusions include loss to valuable articles caused by:

An intentional act by someone covered under the policy.

Stealing, theft or other misappropriation where directed by someone covered under the policy.

Wear & Tear, gradual deterioration, rust, corrosion & extreme temperature.

Cleaning, repairing, refinishing, altering, restoring, reframing, retouching or being worked on.

The above represents a selection of Chubb's personal lines highlights and exclusions. For the full list of policy exclusions for each product, refer to the relevant policy wordings and product disclosure statements.

Have Questions?

Have questions regarding covering your collections? Contact a broker to get a quote.

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