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Disclaimer: The person featured in this article and the associated video is insured under a “Retail Drinks Australia Industrial Special Risks” insurance policy issued by Chubb Insurance Australia Limited AFSL 239687, ABN 23 001 642 020 (Chubb). Whether or to what extent a particular loss is covered depends on the facts and circumstances of the loss, and the terms, conditions and exclusions of the policy issued. Any advice provided is general only and does not consider your objectives, financial situation, or needs. To decide if this product is right for you, please read the policy wording (available by contacting your insurance broker) and Chubb’s Financial Services Guide (available on our website: