Kidnap, Ransom & Extortion Insurance | Chubb

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Kidnap, Ransom & Extortion Insurance

With a 100% increase in kidnapping over the last six years, kidnapping has become a fact of life in many parts of the world 

Protect yourself with Chubb’s Kidnap, Ransom & Extortion Insurance. With a wide-ranging cover like no other plus invaluable advice through the situation from the best in the business, it’s an insurance you’ll want on your side, anytime.


What it covers

Kidnap and ransom cover

You’re covered whether a person is actually abducted or a ransom was paid in the belief that a person had been taken.

In addition to covering the cost of the ransom payment, Chubb’s policy also covers the interest costs for a loan taken to pay the ransom or extortion payment.

Extortion cover

This covers threats to:

  • Do bodily harm to an employee as well as his/her family which is politically motivated
  • Cause damage to any premises or tangible property located on the company’s premises
  • Contaminate the products manufactured or distributed by the company
  • Disseminate, divulge or utilise the company’s proprietary information

Lost ransom cover

Covers money or other conveyed property used to pay a ransom or extortion demand.


Our aim at all times is the safe return of a kidnap victim. We extend cover for expenses and legal costs incurred to achieve the release of a hostage. These may include independent negotiators’ fees, interest on loans taken out for a ransom payment, salary continuation, consequential personal financial loss and reasonable medical expenses.

Security consultants

Chubb can provide security consultants from one of the world’s pre-eminent security firms, The Ackerman Group, to assist in negotiating an employee’s safe return.  While it isn’t mandatory to use a specific firm, early involvement of an experienced security consultant can often mean the quick return of a victim at a reasonable cost.

Legal liability cover

This will protect your company in the event it’s deemed to be negligent in hostage retrieval.

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