Travel

Six tips on how to expedite your travel claim

05/2025
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Did you know that more than 60% of travel claims submitted to Chubb cannot be settled swiftly due to insufficient supporting documentation?

Consider this checklist of items before you submit your travel claim to Chubb, to assist us in delivering a prompt result for your claim.

1. Cancellation or curtailment

Any document that satisfies us that travel had been booked or occurred:

  • Itinerary 
  • Invoice 
  • Refund statement from the relevant travel provider

Any document that satisfies us that the circumstances that led to cancellation or curtailment were unforeseen: 

  • Travel provider letter or statement 
  • Any other document deemed valid i.e. newspaper article 
  • Medical or death certificate

2. Medical emergency expenses 

Any document that shows proof of illness or injury:

  • Medical certificates 
  • Medical invoices 

Any document that satisfies us that travel occurred, for example:

  • Accommodation invoices 
  • Travel provider invoices 
  • Refund statements

3. Personal property damage/ loss/theft/baggage, money and documents cover

Any document that satisfies us that travel occurred:

  • Boarding passes 
  • Itinerary or travel agent invoice 
  • Letter from authority (or airline) stating items were lost/damaged 
  • Loss report 
  • Police report 

Proof of ownership:

  • Any evidence that shows the claimant owned the items claimed for 
  • Photo of damaged items, receipts, warranty cards, the box that the item came in, the manual and/or a copy of the bank or credit card statement showing the purchase 

Replacement quotes/receipts: 

  • Any document that adequately supports the amount claimed i.e. 
    • Quote (invoice) for repairs of damaged items 
    • Quote (invoice) for replacement of lost items or damaged items 
    • Receipts or invoices for emergency items purchased

4. Travel inconvenience - delay 

Any document that satisfies us that travel occurred: 

  • Confirmation of delay from the travel provider 
  • Luggage irregularity report 

Proof of cost:

  • Any document that adequately supports the amount claimed
  • Receipts/invoices for the claimed items

5. Car rental benefits - collision damage waiver

  • Rental Agreement 
  • Final Rental Invoice 
  • Repair Quote 
  • Repair Invoice

6. Personal liability cover

  •  Damage report 
  • Accident report 
  • Letter of demand from other party 
  • Statement or invoice from other party

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