You're covered for any Illness or Injury that happens almost anywhere in the world but you have to be living (and for some of our policies working) in New Zealand to buy cover. Please see the exclusions in your Policy Wording for countries that are not covered.
The premiums you pay for Chubb Life Income Protection may be tax deductible. You'll need to check with the IRD or your accountant.
Yes, there are exclusions that apply to our range of policies. Please see your Policy Wording for full terms, conditions and exclusions that apply to your policy.
You can cancel your policy at any time by contacting us on 0800 900 047. We have a 30 day free look period so if you decide within 30 days it's not for you we'll refund your premiums no questions asked.
If it's after the 30 day free look period, we won't refund any premiums paid.
Your insurance is underwritten by Chubb Life Insurance New Zealand Limited (Chubb Life). Chubb Life has an A (Excellent) financial strength rating given by A.M. Best Company Inc. A summary of the rating scale is: A++, A+ Superior | A, A- Excellent | B++, B+ Good | B, B- Fair | C++, C+ Marginal | C, C- Weak | D Poor | E Under Regulatory Supervision | F In Liquidation | S Suspended. For the full rating scale and more rating information visit www.ambest.com/ratings/guide.pdf