Valuables Collections | CHUBB

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Valuables Collections

Chubb's Masterpiece policy can provide cover for your personal valuables. Whether it’s stamps, coins, sports memorabilia, or other valuable collections, we can help cover valuables, big and small.

pottery plates
Types of items that can be covered
Types of items that can be covered

Fine Arts

Our specialised fine arts coverage is perfect for individuals who appreciate art, collect valuable pieces, and wish to cover these priceless assets within their homes. 

Jewellery

Whether it’s your engagement ring or a necklace passed down from your grandmother, your precious jewellery is often tied to memories of a special time and place in your life. We offer coverage for a wide range of risks and perils that may affect your specified valuable jewellery.

Wine

Whether you're an enthusiast, a connoisseur or an avid collector or investor, we understand your wine collection is an expression of your taste, a celebration of the arts, and an investment that deserves the highest level of insurance.

Chubb Collections Cover Highlights
Chubb Collections Cover Highlights

We understand the years you've invested to grow your collection. With experience insuring some of the world's largest and finest collections, we can help cover the collections you cherish most as part of one of our home insurance policy.

Individualised coverage

We offer flexible, worldwide coverage options to meet your unique needs. Cover an entire collection with blanket coverage, itemise your individual pieces, or do both. It’s up to you.

Optional cash settlement*

In the unfortunate event a valuable item is irreparably damaged or lost, you can choose to take cash up to the sum insured rather than replacing it if it suits you better.

Agreed value feature*

We’ll work with you upfront to determine the value of your items. Then, for covered total losses, we’ll make sure you’ll get 100% of the agreed value as a cash settlement.

 

*These benefits are not included in all Chubb policies. Speak to your insurance broker to find out which product is right for you. Please refer to the product disclosure statement for all policy terms, conditions, and exclusions.

Who Is Collections Cover Designed For?

Chubb's valuable articles coverage is included in our home insurance policy and is designed for individuals who have invested time and resources into curating their unique collections. The insurance is particularly beneficial for those who have:

  • Stamp collections, which may include valuable or rare stamps.
  • Coin collections, from antique coins to commemorative ones.
  • Sports memorabilia collections, including signed jerseys, cards, and equipment.
  • Other types of collections, big or small, that hold emotional or financial value.

Whether you are a seasoned collector with a large, diverse collection or a hobbyist with a smaller but valued set of items, we understand the passion, time, and dedication you've put into your collection. We are committed to helping safeguard the items you cherish most.

Coverage

Chubb insurance offers comprehensive coverage for a wide range of risks and perils that may affect your valuable collections. Our coverage includes:


*These benefits are not included in all Chubb policies. Speak to your insurance broker to find out which product is right for you. 

Chubb valuables cover exclusions:

Some of the primary exclusions include loss to valuable pieces caused by:

  • An intentional act by someone covered under the policy, such as stealing, theft, or other misappropriation.
  • Certain events including acts of war, nuclear & chemical hazards.
  • Wear & tear, gradual deterioration, rust, and corrosion.

Please refer to the relevant policy wordings and product disclosure statements for the complete list of exclusions for each product.

What our clients say

We believe that our greatest measure of success is our customer satisfaction and feedback. As a company focused on customer service, we strive to improve our service with every claim.

Rami B.

When Rami’s family home was robbed, Chubb looked beyond the financial value to understand the sentimentality of what was stolen.

What’s included in a Chubb Masterpiece policy?

Chubb understands that your insurance needs go beyond just your home and contents. That's why our home insurance policy include coverage for your most valued assets including jewellery, fine arts, wine & spirits and unique collections among other things. Whether you're an individual or a family, we have something for you. Explore our coverages below to learn more about how we can help you insure what matters most.

Why Chubb?
Why Chubb?

Benefits of Chubb personal collections coverage

Chubb offers a premium home insurance policy tailored to cover your cherished collectibles. Here are some key advantages of choosing Chubb:

Global reputation
As the world's largest publicly traded property and liability insurer,    Chubb brings unmatched expertise and financial strength to provide comprehensive coverage for your precious collections.

Extensive coverage
Our collections insurance offers individualised coverage options to meet your unique needs. Whether you have a single valuable piece or an entire collection, we can tailor a policy that suits you.

Worldwide protection
With Chubb collections Insurance, your coverage extends worldwide, ensuring that your collectibles are insured no matter where you travel or reside.

Flexible coverage options
We offer flexible coverage options, including blanket coverage for your collection or itemised coverage for individual pieces. You have the freedom to choose the level of coverage that suits your requirements.

Optional benefits
Chubb provides optional benefits such as cash settlement for irreparably damaged items, automatic coverage for newly acquired pieces, and paying market value in certain cases, giving you added peace of mind.*

High-quality service
At Chubb, we are committed to delivering exceptional service. Our experienced professionals are dedicated to assisting you throughout the claims process and ensuring a seamless experience.

*These benefits are not included in all Chubb policies. Speak to your insurance broker to find out which product is right for you.

FAQs
FAQs

Chubb covers a wide range of valuable collections including fine art, antiques, jewellery, wine, coins, stamps and memorabilia. Contact your broker to see if your collection qualifies.

The value is generally determined by professional appraisals, purchase receipts, or valuations for insurance purposes.

Chubb can insure multiple collections under one Masterpiece policy, offering flexibility and cost savings.  Chubb can tailor a comprehensive insurance solution to meet your needs. Consolidating your collections under one policy can simplify the insurance process and provide cost savings.

Chubb may have specific security requirements for high-value collections to minimize theft or damage. Chubb’s team will work with you to assess your existing security measures and suggest any enhancements that may be necessary. This may include secure storage, alarms, and security cameras.

In the unfortunate event of loss or damage to your collection, Chubb's dedicated claims team is available to assist you throughout the process. When filing a claim, you will need to provide detailed documentation, such as proof of ownership, appraisal documents, purchase receipts, and any other relevant information. Chubb's claims experts will guide you through the process, evaluate the loss, and work diligently to provide a fair and efficient resolution.

Please note that Chubb’s valuables article coverage contained in our home insurance policy has certain exclusions. For a comprehensive understanding of coverage and exclusions, please refer to the policy wordings and product disclosure statements. Contact your insurance broker to explore the coverage options.

Tips and resources

Curating a collection is a labour of love, and we're here to support you every step of the way. In this section, we offer a variety of tips and resources to help you care for your collection, make informed decisions about insurance, and stay abreast of the latest trends and insights in the world of collectibles. Our aim is to equip you with the knowledge you need to insure and enhance the value of your cherished items.

 

Eight things to consider when collecting stamps

Five steps to protecting your art collection

How to collect sports memorabilia that’s worth keeping

Contact us
Contact us

Ready to find out more?

 

Interested in learning more about insuring your collections with Chubb?

Contact your broker to learn more.