Owners of valuable assets may be tempted to save on their policy premiums, but when there is a claim, they may find that they are not sufficiently covered. Ordinary home policies can offer low premiums because they come with ‘small prints’ limiting the amounts they pay out. So, if you own a higher value home and valuable assets, it may be too late when you realise that you are not adequately insured. This is precisely the reason why Masterpiece® is unique. We put our insureds’ needs first with our 3-step approach.
We agree with you upfront, exactly what is insured and for how much. This eliminates over and under-insurance, and any haggling after the event. We also offer ‘agreed value’ for valuables and fine art - so you know the exact sum you will receive in the event of a loss.
We provide ‘all risks’ cover (including accidental damage) with minimal restrictive conditions, no under-insurance penalties and no small print. It comes from understanding what we are insuring.
The moment you make a claim, we are ready to deal with it in a fast, fair and fussfree way.
At Chubb, we pride ourselves on our worldwide reputation for delivering an outstanding claims service. Our approach to handling claims is the same as what it was when Chubb was founded in 1882. We strive to treat every customer the way we would like to be treated if we experienced the same loss.