Any company can be affected by a malware and suffer a network breach and loss of intellectual property or breach of sensitive customer or employee information. As technology becomes more complex and sophisticated, so do the threats we face. That is why every business and organisation needs to be prepared with cyber liability insurance. Find out how our Cyber Enterprise Risk Management Policy protects your business assets against the complexity of cyber threats.
Coverage:
- Business interruption loss due to a network security failure or attack, human errors, or programming errors
- Data loss and restoration including decontamination and recovery
- Incident response and investigation costs, supported by a 24/7/365 multilingual incident reporting hotline and on-demand vendors
- Delay, disruption, and acceleration costs from a business interruption event
- Legal costs including exercising contractual indemnity
- Crisis communications and reputational mitigation expenses
- Liability arising from failure to maintain confidentiality of data
- Liability arising from unauthorised use of your network
- Network or data extortion/ blackmail (where insurable)
- Online media liability
- Regulatory investigations expens
Benefits:
- A global cyber practice, combining global and local expertise
- Worldwide 24/7 incident response in local language with local vendor capabilities
- Extensive market experience with the first cyber product launched in 1998
- Comprehensive 3rd party and 1st party policy triggers
- Specialist locally empowered cyber underwriters
- Our own team of risk engineers, including a dedicated cyber risk specialist
- Experienced local claims teams supported by access to specialist local vendors
