Group Critical Illness & Injury Insurance is a product providing cover for events such as diagnosis of diseases including but not limited to cancer, kidney failure, heart attack, stroke and paralysis.
With employee benefits having become an essential conversation both during & post Covid-19 in New Zealand, safeguarding employees’ health and wellbeing is becoming an ongoing conversation for businesses. With drivers such as improving workplace safety, morale & engagement and improving productivity, health & well-being initiatives are becoming increasingly popular.
Chubb is pleased to present its Group Critical Illness & Injury product with the aim to deliver an additional option for employers. The product includes additional cover not available under any Group Critical Illness products currently in the market.
There are three coverage options, providing flexibility for a client who is looking to provide varied levels of cover and benefits to different Employees (i.e. directors, senior management and all other Employees).
Exclusions apply to the benefits available under the policy. For example, We will not pay a Critical Illness or Injury lump sum benefit if:
We will not pay a Funeral Expenses lump sum benefit if:
We will not pay a Temporary Total Disablement benefit to the extent a benefit is payable under ACC or if the Temporary Total Disablement directly or indirectly results from:
Capitalised terms on this page are defined in the Policy Wording. For all Policy definitions please refer to pages 11 to 13, 15 to 21 and 24 to 25 of the Policy.
Disclaimer: The Group Critical Illness & Injury Insurance policy is issued and underwritten by Chubb New Zealand Limited Company No. 104656, FSP No. 35924 (Chubb). Any advice on this webpage is general only and does not take into account your personal circumstances, objectives, financial situation or needs of the insured or prospective insured. The insured and/or prospective insured should consider the terms, conditions, exclusions and limitations of the insurance policy, and obtain financial advice if required, before making any decisions about the policy.