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Masterpiece® is Chubb’s prestige home and contents insurance offering for people with significant assets to insure who appreciate a premium level of cover and service that is customisable to their needs.
Chubb's cover options for your leisure travel.
Chubb leverages superior underwriting expertise and world renowned claims, accounts services, and financial strength to offer solutions for small and medium businesses.
Backed by our product breadth, financial strength and global network, we offer customised cover for your varied needs so that you can focus on growing your business.
Here to support you and the important work that you do.
Whether you’re a distributor or broker, you can be assured of our corporate capabilities when you partner with Chubb.
Chubb Travel Insurance establishes relationships with partners to provide personal travel insurance cover for their clients.
If you’d like to get protection from the comfort of your own kitchen, Chubb Life makes it easy. Get an instant quote from our simple online tool. You’ll be surprised about how little time it may take.
Chubb Leisure Travel Insurance can help you and your family enjoy your time overseas, knowing that should an incident happen you are Chubb-insured and there is assistance at hand.
Life & Living Insurance for ANZ
Your cover options
Life Cover
The passing of a loved one can be a stressful time. Life Cover helps your family with any financial obligations and let's them focus on what's most important.
Life Cover pays a lump sum of up to $1.5 million if you were to pass away or be diagnosed with a terminal illness. Once it’s in place you can have peace of mind that your family will be looked after when you’re gone.
Critical Illness Cover
Sometimes referred to as Trauma Cover, Critical Illness Cover pays you a lump sum of up to $1 million if you suffer from a defined illness or condition we cover such as cancer, a heart attack or a stroke for the first time. It can provide financial security for you and your loved ones so you can focus on what’s important – your recovery.
With this cover in place, you’ll receive a lump sum payment if you suffer from one of the 47 conditions we cover, and it’s your choice how you use the money.
Expenses Cover
Also known as Income Protection, Expenses Cover pays you a monthly amount for up to two years to compensate for your lost income if you were to become disabled as a result of illness or injury.
You can apply for cover up to 45% of your annual income, to a maximum of $5,000 per month.
Key benefits of Life & Living Insurance
If you experience a serious illness or the passing of a loved one, the bills don’t stop. This can create significant financial stress at a time when you should be focusing on what’s most important.
With Life & Living Insurance, you’ll have peace of mind knowing that if the unexpected were to happen, you and your loved ones will be looked after.
Tailored for your stage in life
Simple, affordable policies
Additional discounts and guarantees
Life & Living Insurance FAQs
Yes
It's important to review your insurance regularly to make sure you have the right amount of cover you need.
Any health, occupational or financial changes that occur after your policy starts may affect the terms of your cover if you change it - we'll make sure you know about any changes.
Yes. You can reduce or increase your requested insurance cover at any time during the assessment process. If you wish to increase cover, be aware that the process could take longer as additional information may be required.
Premiums are calculated by assessing a range of factors that relate to the person’s life expectancy, and therefore their likelihood of claiming in the near future. Life insurance companies usually have a team of actuaries, who are responsible for the measurement and management of this risk and uncertainty.
When you apply for a life insurance policy, you might be asked questions about:
- your biological sex
- your age
- your medical history
- your family medical history
- whether or not you’re a smoker
Your answers to these questions will determine the premium you pay for the sum you want to be insured for.
We understand life can sometimes present challenges that make it hard to keep up with day-to-day expenses. If you’re experiencing financial hardship or a challenging life situation, our team are available to provide assistance and support.
Contact
Freephone 0800 270 714
Overseas +64 4 915 8753
Complete the online form
Your insurance is underwritten by Chubb Life Insurance New Zealand Limited (Chubb Life). Chubb Life has an A (Excellent) financial strength rating given by A.M. Best Company Inc. A summary of the rating scale is: A++, A+ Superior | A, A- Excellent | B++, B+ Good | B, B- Fair | C++, C+ Marginal | C, C- Weak | D Poor | E Under Regulatory Supervision | F In Liquidation | S Suspended. For the full rating scale and more rating information visit www.ambest.com/ratings/guide.pdf