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The Masterpiece difference

Broker Sales Kit

interior chubb masterpiece mansion
SALES KIT

Chubb Masterpiece stands apart from other home and contents insurance products because it is specifically designed for clients who are not like most homeowners.

Masterpiece provides coverage for the homes, valuables, and families of many of the world’s most successful individuals, helping them maintain their unique lifestyles today while preserving their legacies for generations to come.

To assist brokers in discussing Masterpiece with their clients, Chubb has developed the following information. You can download the full Broker Sales Kit here.

Insights

Research and trends of successful Australians

Understanding the ideal Masterpiece client is essential for effective prospecting and sales. The following findings are from Chubb's 2025 Wealth Report:

91%

of high-net-worth individuals see loss of investment value as one of the top risks to their wealth and lifestyle. 

68%

of those surveyed with investible assets between A$5 million and A$10 million admit they don’t yet know who they will leave their collections to as part of their estate plan.

72%

of millennials are motivated by early retirement,compared to just 9% of boomers.

60%

of high-net-worth individuals identify cyber risk as a considerable concern for their wealth portfolio.
modern-house-pool-twilight

The 'why' behind wealth

In Chubb's 2025 Wealth Report, we go beyond the numbers to explore what wealth truly means to today’s High-Net-Worth (HNW) families and individuals in Australia. We examine not only how they earn it, but also how they use it, preserve it, and adapt it in an ever-changing world. Our deep dive also explores critical themes shaping the future of wealth — from cybersecurity and climate risk to the rise of alternative assets. 

Masterpiece is a superior offering with unmatched coverage and an industry-leading claims reputation. Our premiums reflect this.

luxury watches

Benefits of Masterpiece

Some unique benefits of Masterpiece include: 

  • cash settlement
  • worldwide cover
  • full cost to build your home (no cap)
  • choice of repairer
  • coverage for valuable articles 
  • family protection
  • personal liability

For the complete list of terms, conditions, limits and exclusions, please review the Masterpiece PDS and policy wording and Target Market Determination.

brokers

The claims difference

At Chubb, we don’t just process claims; we make things right. While we hope your clients never need to file a claim, when they do, it’s our opportunity to showcase our best-in-class service.

We approach every situation with empathy, integrity, and our legendary attention to detail, honouring the promises we’ve made to you and your clients. These matters are personal for both you and us, which is why we have been recognised as one of the best in the business.

broker shaking hands

Home appraisal service

Our unique home appraisal service features a Chubb Risk Consultant visiting your client’s property to assess and provide advice on:

  • building replacement cost
  • security protection for their home
  • fire and water damage prevention and detection
  • home maintenance
  • home safety

It’s one of the key reasons that it is worth paying more for Chubb Masterpiece.

Learn more about Chubb's home appraisal service

 

Exclusions and limitations

Masterpiece is a broad home insurance policy, but there are a number of exclusions and limitations to be aware of.

Exclusions: Examples of exclusions that apply to this coverage are flood, wear and tear, gradual deterioration and misappropriation.

Limitations: Limitations on cover include limits on payments for jewellery and business property under the contents coverage.

For the full list of terms, conditions, limits and exclusions, please review the Masterpiece PDS and policy wording and Target Market Determination.

 

Download
broker sales kit cover
Download

Broker Sales Kit

 

Enhance your understanding of Chubb's Masterpiece Homeowners Insurance and learn how to effectively communicate its benefits to your clients.

 

 
Download now