- Individuals & Families
- Businesses
- Brokers
From your home and valuables, to prized collections and jewellery, you have a lot to insure. When you insure your home and contents with Chubb, you will receive a high level of service from an insurer who is specialised in working with successful individuals with high value assets.
For professionals in their first luxury apartment, villa or townhouse through to retirees downsizing from a family house, Masterpiece is also ideal for owners and tenants living in luxury apartments, villas and townhouses.
From high-value homes and fine art collections to luxury vehicles and more, we are here to help ensure that what you treasure most is treated with expertise.
With more than 25 years of experience providing travel insurance to Australians, Chubb Leisure Travel Insurance can help protect you and your family while you travel overseas, knowing Chubb support is there if an incident occurs.
Chubb leverages superior underwriting expertise and world renowned claims, account services, and financial strength to offer insurance solutions for small and medium businesses.
Today's multinational organizations face complex and interconnected risks. We offer insurance solutions that are tailored to global needs as well as local requirements, helping them address their risk challenges.
Our broker resources centre provides you with the latest updates, insights, sales tools, training and much more.
The Masterpiece difference: Broker Sales Kit
Chubb Masterpiece stands apart from other home and contents insurance products because it is specifically designed for clients who are not like most homeowners.
Masterpiece provides coverage for the homes, valuables, and families of many of the world’s most successful individuals, helping them maintain their unique lifestyles today while preserving their legacies for generations to come.
To assist brokers in discussing Masterpiece with their clients, Chubb has developed the following information. You can download the full Broker Sales Kit here.
Research and trends of successful Australians
Understanding the ideal Masterpiece client is essential for effective prospecting and sales. The following findings are from Chubb's 2025 Wealth Report:
The 'why' behind wealth
In Chubb's 2025 Wealth Report, we go beyond the numbers to explore what wealth truly means to today’s High-Net-Worth (HNW) families and individuals in Australia. We examine not only how they earn it, but also how they use it, preserve it, and adapt it in an ever-changing world. Our deep dive also explores critical themes shaping the future of wealth — from cybersecurity and climate risk to the rise of alternative assets.
Masterpiece is a superior offering with unmatched coverage and an industry-leading claims reputation. Our premiums reflect this.
Benefits of Masterpiece
Some unique benefits of Masterpiece include:
- cash settlement
- worldwide cover
- full cost to build your home (no cap)
- choice of repairer
- coverage for valuable articles
- family protection
- personal liability
For the complete list of terms, conditions, limits and exclusions, please review the Masterpiece PDS and policy wording and Target Market Determination.
The claims difference
At Chubb, we don’t just process claims; we make things right. While we hope your clients never need to file a claim, when they do, it’s our opportunity to showcase our best-in-class service.
We approach every situation with empathy, integrity, and our legendary attention to detail, honouring the promises we’ve made to you and your clients. These matters are personal for both you and us, which is why we have been recognised as one of the best in the business.
Home appraisal service
Our unique home appraisal service features a Chubb Risk Consultant visiting your client’s property to assess and provide advice on:
- building replacement cost
- security protection for their home
- fire and water damage prevention and detection
- home maintenance
- home safety
It’s one of the key reasons that it is worth paying more for Chubb Masterpiece.
Masterpiece is a broad home insurance policy, but there are a number of exclusions and limitations to be aware of.
Exclusions: Examples of exclusions that apply to this coverage are flood, wear and tear, gradual deterioration and misappropriation.
Limitations: Limitations on cover include limits on payments for jewellery and business property under the contents coverage.
For the full list of terms, conditions, limits and exclusions, please review the Masterpiece PDS and policy wording and Target Market Determination.
Insights and Expertise
Introducing the new face of wealth in Australia
Five essential strategies for managing your art collection
The importance of reappraising fine art and collections to current value
