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The Masterpiece difference

Broker Sales Kit

interior chubb masterpiece mansion
SALES KIT

Chubb Masterpiece stands apart from other home and contents insurance products because it is specifically designed for clients who are not like most homeowners.

Masterpiece provides coverage for the homes, valuables, and families of many of the world’s most successful individuals, helping them maintain their unique lifestyles today while preserving their legacies for generations to come.

To assist brokers in discussing Masterpiece with their clients, Chubb has developed the following information. You can download the full Broker Sales Kit here.

Insights

Research and trends of successful Australians

Understanding the ideal Masterpiece client is essential for effective prospecting and sales. The following findings are from Chubb's 2023 Wealth Report:

70%

identify damage to their property or business from weather-related events or climate change as a significant risk to their wealth and lifestyle.

76%

are collectors, with the most notable categories being designer accessories, jewellery and gems, watches, collector cars and fine wines.

82%

fear loss or damage to their collectibles from fire or during travel/transportation.

55%

are concerned about falling victim to financial fraud, while 45% worry about being targeted by lawsuits, and 40% are apprehensive about criminal activity due to their wealth.
walk in closet

Worth paying more for

Chubb's 2023 Wealth Report, which surveyed wealthy Australians, reveals that only 1% prioritise price over coverage when it comes to home insurance. This is because they have more to protect and value a leading product specifically designed for individuals like them.

Masterpiece is a superior offering with unmatched coverage and an industry-leading claims reputation. Our premiums reflect this.

luxury watches

Benefits of Masterpiece

Some unique benefits of Masterpiece include: 

  • cash settlement
  • worldwide cover
  • full cost to build your home (no cap)
  • choice of repairer
  • coverage for valuable articles 
  • family protection
  • personal liability

For the complete list of terms, conditions, limits and exclusions, please review the Masterpiece PDS and policy wording and Target Market Determination.

brokers

The claims difference

At Chubb, we don’t just process claims; we make things right. While we hope your clients never need to file a claim, when they do, it’s our opportunity to showcase our best-in-class service.

We approach every situation with empathy, integrity, and our legendary attention to detail, honouring the promises we’ve made to you and your clients. These matters are personal for both you and us, which is why we have been recognised as one of the best in the business.

broker shaking hands

Home appraisal service

Our unique home appraisal service features a Chubb Risk Consultant visiting your client’s property to assess and provide advice on:

  • building replacement cost
  • security protection for their home
  • fire and water damage prevention and detection
  • home maintenance
  • home safety

It’s one of the key reasons that it is worth paying more for Chubb Masterpiece.

Learn more about Chubb's home appraisal service

 

Exclusions and limitations

Masterpiece is a broad home insurance policy, but there are a number of exclusions and limitations to be aware of.

Exclusions: Examples of exclusions that apply to this coverage are flood, wear and tear, gradual deterioration and misappropriation.

Limitations: Limitations on cover include limits on payments for jewellery and business property under the contents coverage.

For the full list of terms, conditions, limits and exclusions, please review the Masterpiece PDS and policy wording and Target Market Determination.

 

Download
broker sales kit cover
Download

Broker Sales Kit

 

Enhance your understanding of Chubb's Masterpiece Homeowners Insurance and learn how to effectively communicate its benefits to your clients.

 

 
Download now