As multinationals further their reach and small companies are increasingly global, the workforce has become more internationally mobile. While an expanded marketplace clearly has its benefits, doing business in a multitude of countries can present challenges as unique and as numerous as the cultures of the world, especially with the uncertainty associated with the pandemic.
One important area of risk to consider is the safety of employees who are traveling on behalf of the company.
Business travelers at risk
Whether heading to a sales call or a week-long conference; whether assigned to a Third World city or an offshore drilling rig, today’s traveling employees face unprecedented and growing dangers. Threats can come not only from pickpockets but from pipe bombs, not only from a foreign “bug” but from a major global pandemic that impedes access to a home country.
Employers have a “duty of care” obligation to keep employees safe and healthy at work — including protecting them from travel risks, and protecting the company from associated liabilities.
Here are some facts about the evolving global travel risks and how to help prepare your employees:
Evolving global travel risks
Many people think of travel risks as lost luggage, canceled flights or property stolen out of a rental car. While those incidents are certainly upsetting and troublesome, they’re just some of the myriad hazards that business travelers face today.
How to Guard Against Employee Travel Dangers
The ways to mitigate travel risks are: prepare; proactively inform; provide accessibility — and select your partner.
Chubb combines the ability to write policies in 232 countries with tools like: WorldviewSM and Multinational Research Tool to facilitate information gathering; an online travel assistance portal to provide up-to-the-minute information, communication, local and location alerts; and 24/7 Emergency Assistance that offers a network of third party resources around the globe.
Wherever your employees travel for you, we’ll help ensure they have the proper protection in place — and that your company has what it needs to do business around the globe.
As business travel resumes in the wake of the COVID-19 pandemic, we recommend protecting your employees and your company by evaluating the risks, proceeding with caution, and planning with care. Learn more about planning a safe return to business travel.
@2022 Chubb. The contents of this document are for informative purposes only and do not constitute advice. Please review the full terms, conditions and exclusions of our policies to consider whether they are right for you. Coverage may be underwritten by one or more Chubb companies or our network partners. Not all coverages and services are available in all countries and territories. Chubb® and its respective logos, and Chubb. Insured.SM are protected trademarks of Chubb.
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