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Buying Car Insurance for the First Time? Tips to Keep in Mind

Published May 2023

If you’re moving to out of town from an urban area, you may be thinking about buying a car to get around. Not sure what you need for car insurance or how to get it?


Here are a few tips:

  • Talk to your independent agent first. Before you go car shopping, find a local independent insurance agent or talk to yours to understand the type of coverage you need. Car dealerships may encourage a quick solution with minimum coverage requirements.
  • Compare quotes from multiple car insurance companies. An independent insurance agent or online car insurance comparison site is an efficient way to price shop. Rates vary considerably among insurers, so you want more than one or two quotes. Be sure to compare quotes for the exact same coverage level to get an apples-to-apples comparison.
  • Understand what you are buying. Not all car insurance is the same. No matter what kind of insurance you’re buying, the lowest price doesn’t always provide what’s best for your needs. If you’re not fully covered for a loss or have a terrible claims experience, you may end up wishing you’d purchased insurance that was more in line with your lifestyle and expectations.


If you want to buy your first car insurance, get in touch with us here for more information.