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Insurance Guidance

When should you review your insurance policies?

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If one thing is for certain; it’s change. Our lives are constantly changing and growing as we manoeuvre our way through life’s peaks and troughs, and there are certain milestones many people will celebrate within their lifetime.

As our lives develop, so too do your priorities. We have outlined some of the major life events many people come across. As these milestones are celebrated, it’s always a good time to review your insurance needs.


  1. Buying your First Home

    Congratulations! You have just purchased your very own home. This is certainly cause for celebration.

    First homebuyers are typically committed to mortgage repayments for a set amount of years. This is a good time to consider Life Insurance and Income Protection Insurance, to ensure you keep up with regular payments and keep your home yours.

  2. Getting married

    Marriage is a time of celebration and also a time of massive change, everything you have previously done by yourself, now has to be considered as an official married couple. Chubb’s Life Insurance can easily be personalised to these special milestones, and with a cover increase of up to 25 per cent for marriage, now is a good time to seriously review your life insurance policy.

  3. Having children

    All your priorities change with this milestone and everything you do is now done to protect and take care of your babies. It’s a wonderful time for new parents, and also a little bit scary, with a steep learning curve ahead. Again, our Life Insurance policy adjusts for such momentous life events, and cover can be increased by 25 per cent with the arrival of a new baby.

    If you're interested in hearing about any of Chubb Life’s products, take a look at the ’Insurance Products’ tab or call us on 

This content is brought to you by Chubb Insurance New Zealand Limited (“Chubb”) as a convenience to readers and is not intended to constitute advice (professional, financial or otherwise) or recommendations upon which a reader may rely. Any references to insurance cover are general in nature only and may not suit your particular circumstances. Chubb does not take into account your personal objectives, financial situation or needs and any insurance cover referred to is subject to the terms, conditions and exclusions set out in the relevant policy wording. Please obtain and read carefully the relevant insurance policy before deciding to acquire any insurance product. A policy wording can be obtained at through your broker or by contacting any of the Chubb offices. Chubb makes no warranty or guarantee about the accuracy, completeness, or adequacy of the content. Readers relying on any content do so at their own risk. It is the responsibility of the reader to evaluate the quality and accuracy of the content. Reference in this content (if any) to any specific commercial product, process, or service, and links from this content to other third party websites, do not constitute or imply an endorsement or recommendation by Chubb and shall not be used for advertising or service/product endorsement purposes. ©2020 Chubb Insurance New Zealand Limited Company No. 104656 FSP No. 35924. Chubb®, its logos, and Chubb.Insured.SM are protected trademarks of Chubb.

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