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Optimal coverage abroad.
Do you have clients that offer language trips or organise jobs abroad for a given number of months? Their customers need to view the time that they spend abroad as a positive experience. Unfortunately, however, there are many unforeseeable events which can diminish or negate this positive experience. That is why you especially, in your capacity as a broker with clients such as language travel or student exchange organisations, need to offer comprehensive insurance coverage to their students, au pairs or language students.

Who might be interested in the insurance?

  • Language travel organisations, language institutions
  • Exchange organisations, au pair organisations
  • Organisers of study abroad programmes for high school students
  • Care staff and domestic staff agencies
  • etc.

Three Options

  • Overseas Health Protection (AuslandsKrankenschutz)
  • Overseas Top-Up Protection (AuslandsExtraschutz)
  • Overseas Complete Protection (AuslandsKomplettschutz)

Period of Insurance

  • For stays abroad lasting up to 180 days

Further Details

  • We offer individual solutions, depending on the particular requirements of your exchange programme
  • Included as a requirement e.g. as part of your agency fee or in the price of the trip


  • 24-hour emergency helpline
  • For a clear overview providing information on what to do in case of illness or in an emergency, we offer the information flyer "Better insured – More quickly informed" with an integrated helpline card.

Overseas Health Protection

International health insurance, including medical assistance

  • Meeting the costs of medical treatment abroad
  • Emergency repatriation service in case of illness abroad
  • In case of full inpatient treatment, meeting the return travel costs of a person close to the insured person
  • Meeting the costs of travelling back to Germany and of returning abroad whenever e.g. a close relative has had an accident and/or the insured person suffers severe damage to his/her property at home


Overseas Top-Up Protection

Personal liability, luggage, personal belongings and accident insurance abroad

  • Personal liability insurance with a sum insured of up to € 1 million
  • Luggage insurance, personal belongings insurance covering burglary,
  • robbery, property damage, fire etc.
  • International accident insurance

Overseas Complete Protection

Wraparound package of international travel cover at a preferential rate

consisting of Overseas Health Protection and Overseas Top-Up Protection

Contact Information

A&H Affinity

Phone +49 69 75613-6662Fax +49 69 75613-4303E-Mail


The purpose of this information is to provide a first overview of the possible insurance cover included in the Education Travel Insurance policy. For the full and legally binding terms and conditions, please refer to your policy documentation.