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Supplement the employee benefits available to valuable employees through the additional module available under the Group Accident Insurance.

In every business, there are employees who through their excellent attitude make a significant contribution to the success of the business. The loss and replacement of key personnel can cause a business to suffer a high financial loss. Dread Disease offers your business clients the option of providing valuable employees with financial security in case of critical illness and at the same time of securing their loyalty to the business through an exceptional employee benefit and through an appreciation of the work done by them. Both the employees and the business reap long-term benefits from sensible protection in the form of employee benefits.


The policy encompasses the diagnoses of cancer, heart attack and stroke, thus more than 80 percent of all cases of critical illness.


  • Where an employee is first diagnosed with cancer, a heart attack or stroke, the person concerned receives a one-off payment of between EUR 5,000 and 50,000. The precise definitions are set out in the wording accompanying any quote received by you.
  • Dread Disease Insurance thus provides the beneficiary with several key financial options for dealing with the situation in a manner which will ensure an effective recovery:
    • Option to obtain a second expert opinion
    • Option to call upon alternative treatment methods
    • Modern therapeutic measures and quicker rehabilitation
    • Treatment in special clinics and abroad

Additional module available under the Group Accident Insurance

Dread Disease may be purchased as an additional module available under the Group Accident Insurance


The purpose of this information is to provide a first overview of the possible insurance cover included in the Dread Disease Insurance policy. For the full and legally binding terms and conditions, please refer to your policy documentation.

Supplemental Product

Employers generally purchase Business Travel Insurance for their employees. We offer comprehensive coverage while travelling on business at home and abroad.

Contact Information

A&H Corporate Sales

Phone +49 69 75613-501
Fax +49 69 75613-250