- Individuals & Families
- Businesses
- Brokers
From your home and valuables, to prized collections and jewellery, you have a lot to insure. When you insure your home and contents with Chubb, you will receive a high level of service from an insurer who is specialised in working with successful individuals with high value assets.
For professionals in their first luxury apartment, villa or townhouse through to retirees downsizing from a family house, Masterpiece is also ideal for owners and tenants living in luxury apartments, villas and townhouses.
From high-value homes and fine art collections to luxury vehicles and more, we are here to help ensure that what you treasure most is treated with expertise.
With more than 25 years of experience providing travel insurance to Australians, Chubb Leisure Travel Insurance can help protect you and your family while you travel overseas, knowing Chubb support is there if an incident occurs.
Chubb leverages superior underwriting expertise and world renowned claims, account services, and financial strength to offer insurance solutions for small and medium businesses.
Today's multinational organizations face complex and interconnected risks. We offer insurance solutions that are tailored to global needs as well as local requirements, helping them address their risk challenges.
Our broker resources centre provides you with the latest updates, insights, sales tools, training and much more.
NSW Emergency Services Levy
The NSW Government collects funds under the Emergency Services Levy Act 2017 (NSW) from local councils, insurance companies (including Chubb) and foreign insured policy holders, to support the critical work of emergency services in NSW, such as the Rural Fire Services (RFS), Fire and Rescue New South Wales (FRNSW), and the State Emergency Service (SES).
The NSW Emergency Services Levy (ESL) is applied as a percentage against your insurance premium for property related insurance, which Chubb then passes on to the NSW Government. This charge appears on your tax invoice.
Following a review of our contribution requirements, Chubb has revised the ESL rates that apply to its insurance policies which cover various types of property in NSW. The new rates and the effective dates are listed below:
- 29.5% for Commercial (non-SME) effective 1 May 2026 (previously 29%)
- 20% for SME effective 1 August 2025 (unchanged)
- 22% for Commercial Strata effective 1 August 2025 (unchanged)
- 15% for Domestic Strata effective 1 August 2025 (unchanged)
- 15% for Homeowners effective 1 September 2025 (unchanged) [1]
- 1% for Motor Vehicle effective 1 August 2019 (unchanged) [2]
- 20% for Business Pack effective 1 August 2025 (unchanged) effective in the following platforms:
- Sunrise – New Business transacted effective 1 August 2025 and Renewals effective 15 September 2025.
- SCTP, AON Carrier Link and AON Coverwallet – New Business transacted effective 14 August 2025 and Renewals effective 28 September 2025.
The NSW Government does not prescribe any set percentage or rates to be collected for ESL. It is for insurers to calculate and set ESL rates for different classes of policies. Chubb’s ESL rates (above) have been calculated to meet Chubb’s contribution requirements and may be revised from time to time.
Premiums are regularly reviewed and take into account risk factors such as location, construction and claims history. In addition, our premiums take into account business expenses, including operating and reinsurance costs. Any changes to our premiums are independent of changes to the ESL.
[1] Including contents. For personal effects including personal jewellery/ fine arts a rate of 3% is applied.
[2] Applicable to inland marine mobile equipment policies.