Winemakers Liability Insurance | Chubb
- Individuals & Families
- Businesses
- Brokers
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Winemakers Liability Insurance
Winemaking is known to be both an art and a science
Like a hand crafted wine barrel it combines the unique terroir of each individual vineyard, the careful monitoring of every winemaking step and the skill of blending a product that your customers will love. At Chubb, we apply the same level of precision and expertise to our insurance coverage. We call it craftsmanship and wine makers need an insurance partner that can craft solutions unique to their business requirements. Like any other business, wine production is vulnerable to losses. Chubb understands the challenges and complexities winemakers face and is well positioned to proactively help winemakers of all sizes navigate through today’s world of uncertainty.
Coverage
- Product recall: automatic sublimit cover and extended expense coverage (i.e. retail slotting fees and cancellation fees of any advertising and/or promotion programmes that were scheduled but were unable to be executed because of an event)
- Automatic cover to policy limit and no limitation on percentage of sale exported to the USA
- Write back for drones used in connection with the business
- Positive Cyber cover with sublimit extensions
- Positive write back for spray drift of overspray
- Ability to cover malicious tamper contamination recall and recall expenses as an additional benefit
Chubb appetite
The following list is general guidance regarding Chubb's appetite for liability risks. For risks not listed below, please contact your local Chubb distribution team to discuss solutions for a range of occupations and industries.
| Considered: | Not considered: | |
Manufacturing | Wholesale trade | Safety critical aviation Products |
| Retail trade | Building & constructions materials | Asbestos |
| Construction & civil engineering | Real estate | Explosives |
Machinery & equipment wholesalers | Leisure & entertainment venues/events | Underground mining |
Wholesalers & retailers
| Administrative services | Safety critical automotive products |
| Professional services | Electronic & appliance stores | Nuclear |
| Food & beverage | Health services | Ammunition & firearms |
Educational services | Furniture & home furnishing stores | |
Financial services | Government - federal, state, local or municipal | |
Grocery stores | Accommodation | |
| Surface mining & quarrying | Sports venues & associations | |
Freight forwarders | Tour operators | |